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FEMA Assistance Now Available
HARRISBURG, Pa. — Residents of Lycoming, Potter, Tioga and Union counties are eligible to apply for assistance from FEMA to help with costs from damage and losses caused by Tropical Storm Debby from Aug. 9-10, 2024.
FEMA may be able to help you pay for temporary housing, home repairs and other needs caused by the disaster, including:
- Essential items including water, food, first aid, prescriptions, infant formula, breastfeeding supplies, diapers, medical supplies and equipment, personal hygiene items and fuel for transportation
- Rental assistance if you are displaced as a result of the disaster, including financial assistance for the following: hotel stays, stays with family and friends, or other options while you look for a rental unit
- Repair or replacement of a vehicle, appliances, room furnishings, personal or family computer, books, uniforms, tools, computers and other items required for school or work, including self-employment
- Moving and storage fees, medical expenses, childcare and funeral expenses
There are four ways to apply:
- Visit DisasterAssistance.gov.
- Download the FEMA App.
- Call the FEMA Helpline at 800-621-3362.
- Calls are accepted from 7 a.m. to 10 p.m. Eastern Time. Help is available in most languages; if you use a relay service such as video relay service (VRS) or captioned telephone service, please provide FEMA your number for that service.
- In coordination with the Pennsylvania Emergency Management Agency and county officials, FEMA will be opening Disaster Recovery Centers soon.
- Disaster Recovery Centers are where you can get in-person help applying for federal assistance, update your application and learn about other resources available.
If you have insurance, you should file a claim as soon as possible. FEMA can’t pay for losses your insurance will cover.
To watch an accessible video about how to apply, visit FEMA Accessible: Registering for Individual Assistance - YouTube.
FEMA and Pennsylvania Emergency Management Agency officials surveying damage from Tropical Storm Debby (Photo: Erika O’Sullivan/FEMA)In addition, FEMA teams have been in affected communities since Friday, Sept. 14. FEMA staff are answering questions about applications for Individual Assistance as well as helping those who have not yet registered.
Disaster Survivor Assistance (DSA) teams help survivors in different ways, including conducting outreach in impacted counties, helping survivors register for FEMA assistance in their communities, checking the status of applications and making minor corrections to applications.
While FEMA staff will be making neighborhood visits, residents of the affected counties should also be aware of potential fraud and scams by people claiming to represent FEMA:
- FEMA representatives never charge a fee or ask for payment.
- FEMA representatives will have a laminated identification badge and, if you have already applied, your FEMA registration number. They will not ask for your Social Security number or income and banking information.
- Protect the privacy of your nine-digit FEMA case/registration number. Legitimate FEMA representatives will only ask for the last four digits as part of the verification process. The inspector will complete the process by providing the applicant with the first four digits of the registration ID.
For more information on Pennsylvania’s disaster recovery, visit the Pennsylvania Emergency Management Agency Facebook page, fema.gov/disaster/4815 and facebook.com/FEMA.
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FEMA’s mission is helping people before, during, and after disasters. FEMA Region 3’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia.
Follow us on X at x.com/FEMAregion3 and on LinkedIn at linkedin.com/company/femaregion3
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 833-285-7448. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. Multilingual operators are available (press 2 for Spanish and 3 for other languages).
melissa.wiehenstroer Sun, 09/15/2024 - 13:49Additional Minnesota Counties Approved for FEMA Assistance
ST. PAUL –Martin and Murray counties are now approved for FEMA Individual Assistance after the severe storms and flooding of June 16 – July 4.
Homeowners and renters in Martin and Murray counties may now apply for disaster assistance from FEMA. Previously, 19 counties were approved for FEMA Individual Assistance.
To apply with FEMA, you can go online at DisasterAssistance.gov, use the FEMA App on your phone or call 800-621-3362. If you use a relay service such as video relay service, captioned telephone service or others, give FEMA your number for that service when you apply.
Disaster Recovery Centers are also open to help survivors apply for federal disaster assistance, upload documents, get their questions answered in person, access other types of help that may be available and learn ways to make their property more disaster resistant.
The Disaster Recovery Centers are located at:
Cottonwood County: Cottonwood County Office Building 41385 U.S. Highway 71, Windom, MN 56101
Le Sueur County: Waterville City Hall 200 3rd Street South, Waterville, MN 56096
St. Louis County: St. Louis County Public Works Training Room 7823 Highway 135, Virginia, MN 55792
Waseca County: Waseca Public Safety Center 303 S. State St., Waseca, MN 56093
Hours of Operation: Mon. - Friday 9 a.m. – 6:30 p.m., Sat. 9 a.m. – 4 p.m. Closed Sundays
For even more information about the disaster recovery operation in Minnesota visit www.fema.gov/disaster/4797.
kimberly.keblish Fri, 09/13/2024 - 20:54Final Days to Register with FEMA Disaster Recovery Centers to Close
Cape Girardeau, MO – Missourians in the counties of Barry, Butler, Carter, Howell, New Madrid, Ripley, Scott, Shannon, Stoddard and Texas who were impacted by the severe weather and flooding from May 19 – 27 have until Monday, Sept. 23, 2024, to apply with FEMA for assistance to support their disaster recovery.
In addition to the registration deadline, both Disaster Recovery Centers (DRC) in Doniphan and Sikeston will permanently close on Friday, Sept. 20 at 6 p.m. Their hours of operation are Monday through Friday, 8 a.m. to 6 p.m.
Although the DRCs are closing Sept. 20, impacted residents still will be able to apply online at www.disasterassistance.gov or via phone at 1-800-621-FEMA (3362) daily from 7 a.m. to 10 p.m. local time until the registration deadline on Monday, Sept. 23.
The Doniphan DRC is located at the Ripley County Caring Community Partnership building, 209 West Highway St. The Sikeston DRC is located at the YMCA 511 Taylor St.
DRCs are a one-stop shop for disaster survivors who have applied with FEMA and need to provide additional documentation or have questions about the status of their cases.
Disaster assistance is available to eligible homeowners, renters and self-employed business owners under FEMA’s Individuals and Households Program. Even if you have homeowner’s or renter’s insurance, you still may be eligible for federal grant funding to cover your uninsured losses.
- FEMA grants do not have to be repaid.
- FEMA assistance is tax-free.
- FEMA assistance does not affect Social Security, Medicare, Medicaid, Supplemental Nutrition Assistance Program (SNAP) benefits or other federal welfare and entitlement programs.
Here’s how to apply:
- Online: www.disasterassistance.gov OR
- Phone: 800-621-3362 (FEMA) OR
- Download and use the FEMA app
Anyone using a relay service, such as video relay service (VRS), captioned telephone service or others, can give FEMA the number for that service. For an accessible video on three ways to apply for FEMA assistance, visithttps://www.youtube.com/watch?v=LU7wzRjByhI
When you apply for assistance, please have the following information on hand:
- A current phone number where you can be contacted
- Your address at the time of the disaster and the address where you are now staying
- Your Social Security number, if available
- A general list of damage and losses
- If insured, the policy number or the agent and/or the company name
Other Upcoming Disaster Assistance Deadlines:
The Missouri Department of Labor’s Division of Employment’s last day to apply for Disaster Unemployment Assistance is Monday, Sept. 23, 2024. To file a claim online, 24/7, visit https://uinteract.labor.mo.gov/. For help filing a claim, call a Regional Claims Center, Monday through Friday, 8 a.m. to 5 p.m.
Deadline for U.S. Small Business Administration (SBA) physical loans is Monday, Sept. 23, 2024, and the deadline to apply for Economic Injury Loans is Monday, April 23, 2025.
You can apply online at the MySBA Loan Portal at https://lending.sba.gov. You also can contact SBA’s Customer Service Center by email at disastercustomerservice@sba.gov or by phone at 1-800-659-2955 for more assistance.
To learn more about disaster assistance for individuals and households, visit www.fema.gov/assistance/individual. For more disaster-related information, visit the Missouri State Emergency Management Agency online at www.sema.dps.mo.gov or FEMA at www.fema.gov and www.fema.gov/disaster/4803.
thomas.wise Fri, 09/13/2024 - 20:33Free Legal Help Available for Floridians After Hurricane Debby
TALLAHASSEE, Fla. – Disaster Legal Services (DLS) is offering free legal assistance to Florida residents affected by Hurricane Debby who are not able to afford an attorney for their disaster-related needs.
Toll-free legal services hotline: 833-514-2940 between 9:30 a.m.-4:30 p.m. Monday-Friday (or leave a message after hours)
Callers may get help with legal issues such as:
- Securing FEMA and other government benefits available to disaster survivors.
- Home repair contracts and property insurance claims.
- Replacement of wills and other important legal documents lost or destroyed in the disaster.
- Consumer protection issues, such as price-gouging and avoiding contractor scams, in the rebuilding process.
- Counseling on landlord or tenant problems, or threats of foreclosure.
- Disability-related access to federal, state, and local disaster programs.
The Disaster Legal Services (DLS) program works with state and local partners to provide free legal help for low-income disaster survivors. The service is a partnership between the American Bar Association Young Lawyers Division, FEMA, The Florida Bar, Bay Area Legal Services and Three Rivers Legal Services Inc. DLS attorneys are not FEMA employees.
For the latest information about Florida’s recovery, visit fema.gov/disaster/4806. Follow FEMA on X at x.com/femaregion4 or on Facebook at facebook.com/fema.
kirsten.chambers Fri, 09/13/2024 - 19:18FEMA Offers Free Repair and Rebuilding Advice in Adair and Sioux Counties at Local Stores
Des Moines, Iowa — FEMA is providing free information about how to make your home stronger and safer – whether it was damaged by this summer’s severe storms or not.
FEMA will be at Adair and Sioux county hardware stores Tuesday, Sept. 17 through Friday, Sept. 20 from 8 a.m. – 5 p.m.:
Adair County
Greenfield True Value Hardware
506 SE Sixth St.
Greenfield, IA 50849
Sioux County
M&H True Value Hardware
1126 Main St.
Rock Valley, IA 51247
You can speak directly with FEMA specialists at local home improvement stores. The public can get answers to questions and discuss:
- Proven methods for preventing damage from future disasters.
- Techniques for rebuilding homes.
- Tips for reducing your disaster risk – whether you own or rent your home.
Help is available to all homeowners, not only those affected by the recent storms.
If you have questions about how to make your home safer, call the FEMA Hazard Mitigation Helpline at 833-336-2487.
If you had flood related damage or storm-caused expenses and live or own a business in Buena Vista, Cherokee, Clay, Dickinson, Emmet, Humboldt, Lyon, Monona, O'Brien, Osceola, Palo Alto, Plymouth, Pottawattamie, Sioux and Woodbury counties, FEMA assistance can provide grants to help cover temporary housing, home repairs and other disaster related needs.
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 833-285-7448. For Spanish, press 2. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service.
martyce.allenjr Fri, 09/13/2024 - 17:52Preliminary Flood Maps for Pushmataha County, Oklahoma, Ready for Public View
DENTON, Texas – Preliminary Flood Insurance Rate Maps (FIRMs) are available for review by residents and business owners in all communities and incorporated areas of Pushmataha County, Oklahoma.
Property owners are encouraged to review the latest information to learn about local flood risks and potential future flood insurance requirements. Community residents can identify any concerns or questions about the information provided and participate in the appeal and comment period for the maps.
This is Pushmataha County’s first complete set of digital FIRMs. These maps serve multiple purposes, including defining Special Flood Hazard Areas (SFHAs). SFHAs are areas at high risk for flooding. Community leaders and residents can use these maps to make informed decisions about building standards, development and flood insurance that will make the community more resilient and lessen the impacts of a flood event.
FEMA stresses that flooding can and does happen outside of the most vulnerable areas.
Review the preliminary flood maps by visiting the local floodplain administrator (FPA). A FEMA Map Specialist can help identify community FPAs. Specialists are available by telephone at 877-FEMA-MAP (877-336-2627) or by email at FEMA-FMIX@fema.dhs.gov.
The preliminary maps may also be viewed online:
- The Flood Map Changes Viewer at http://msc.fema.gov/fmcv
- FEMA Map Service Center at http://msc.fema.gov/portal
- The Base Level Engineering-to-FIRM Viewer at https://webapps.usgs.gov/fema/ble_firm
For more information about the flood maps:
- Use a live chat service about flood maps at floodmaps.fema.gov/fhm/fmx_main.html (just click on the “Live Chat Open” icon).
- Contact a FEMA Map Specialist by telephone at 877-FEMA-MAP (877-336-2627) or by email at FEMA-FMIX@fema.dhs.gov.
There are cost-saving options available for those newly mapped into a high-risk flood zone. Learn more about your flood insurance options by talking with your insurance agent or visiting floodsmart.gov.
alexa.brown Fri, 09/13/2024 - 14:42FEMA Administrator Surveys Damage in Louisiana, Federal Partners and Voluntary Agencies Are Supporting Response Efforts
WASHINGTON -- Today, FEMA Administrator Deanne Criswell travelled to Louisiana and met with Gov. Jeff Landry and other state and local officials. Officials surveyed damage caused by Hurricane Francine and met with impacted individuals. The visit includes stops in areas most affected by the storm to assess the situation and address immediate recovery needs.
“I am here today to see firsthand what the impacts are to these communities, hear from people that have been impacted, so we know what type of additional assistance they may need as we go forward,” said FEMA Administrator Deanne Criswell. “As you’re out there cleaning up and assessing your homes, make sure that you are looking out for yourself and then make sure you are also checking in on your neighbors and your loved ones to make sure they’re safe, because there are so many other hazards out there.”
As thousands remain without power, FEMA urges people to stay off roads, if possible, to allow emergency workers to do their jobs, avoid down power lines and use generators safely to prevent carbon monoxide poisoning and other hazards. If it is safe to do so, check on neighbors and others in your community who may need extra assistance now that the storm has passed.
FEMA, the federal family and partner organizations are actively coordinating response efforts across the affected regions. More than 700 federal personnel are actively supporting the state-led response, including over 120 search and rescue crew members. The U.S. Army Corps of Engineers has deployed a temporary emergency power team, along with more than 30 personnel providing essential engineering and public works support to help restore power.
The American Red Cross and The Salvation Army are collaborating with local officials and partners to deliver food, shelter and other relief supplies to those affected by the storm. Additionally, Team Rubicon has pre-positioned a route clearance team outside the storm’s path. These volunteers are ready to clear roads to help first responders and people maintain access to essential services.
amy.ashbridge Thu, 09/12/2024 - 21:13Get Repair, Rebuilding, Insurance Advice at Albertson’s Market
Maybe you have already begun fixing-up the damage to your home in the wake of the South Fork and Salt Fires and flooding, or maybe you have no idea where to begin.
As New Mexicans are recovering from the disaster, FEMA has teamed with Albertson's Market in Ruidoso, for one week, to provide free information and tips on how to make homes damaged by the fires and floods stronger and safer.
FEMA specialists will be available to answer questions and offer home improvement tips and proven methods to help prevent or reduce damage from future disasters. They will also share techniques for rebuilding hazard-resistant homes. Most information is aimed at do-it-yourselfers and general contractor work.
Residents with fire- or flood-impacted homes will pick up tips on re-building smart, strong and safe to prevent future damage. Smart building includes mitigating damage against floods, strong winds and even tornadoes. Attendees will learn how such simple mitigation measures as elevating electrical and heating systems and anchoring fuel storage tanks can provide protection against severe conditions, and much more. Bring your questions.
In addition, FEMA Hazard Mitigation insurance specialists from the National Flood Insurance Program (NFIP) will be on hand to answer questions about flood insurance.
These experts will be available Monday, Sept. 16, through Saturday, Sept. 21, 8 a.m. to 6 p.m. at:
Albertson's Market
721 Mechem Dr.
Ruidoso, NM 88345
Disaster Recovery Centers to Open in Waseca and Windom
ST. PAUL – FEMA/State Disaster Recovery Centers will open Friday, September 13 through Friday, September 27, 2024, in the cities of Waseca and Windom to help residents kickstart their recovery after the severe storms and flooding of June 16 – July 4.
Specialists from FEMA, the state of Minnesota and the U.S. Small Business Administration will be at the centers to help survivors apply for federal disaster assistance, upload documents, get their questions answered in person, access other types of help that may be available and learn ways to make their property more disaster resistant.
These centers will be open at the following locations, days, and hours:
Cottonwood County Office Building 41385 U.S. Hwy 71, Windom, MN 56101, Hours: Mon. – Fri. 9 a.m. – 6:30 p.m., Sat. 9 a.m. – 4 p.m. Closed Sundays
Waseca Public Safety Center 303 S. State St., Waseca, MN 56093, Hours: Mon. – Fri 9 a.m. – 6:30 p.m., Sat. 9 a.m. – 4 p.m. Closed Sundays
These centers will close permanently Friday, September 27, 2024.
Additional centers are open across the state. To find the center nearest you, visit FEMA.gov/DRC. Survivors may visit any center for assistance.
Disaster survivors who have not yet applied for FEMA assistance should apply online at DisasterAssistance.gov, use the FEMA App on your phone, visit a Disaster Recovery Center or call 800-621-3362. If you use a relay service such as video relay service, captioned telephone service or others, give FEMA your number for that service when you apply.
The deadline to apply with FEMA is September 27, 2024. For even more information about the disaster recovery operation in Minnesota visit www.fema.gov/disaster/4797.
kimberly.keblish Thu, 09/12/2024 - 20:28Still Have Disaster Losses After Insurance Has Paid? FEMA May Be Able to Help
Cape Girardeau, MO – For Missourians impacted by the May 19-27 severe storms, there still may be some losses or repair costs that insurance did not cover. Think you are out of luck? Maybe not.
Federal disaster assistance from the Federal Emergency Management Agency (FEMA) may be able to help pay for some losses that your insurance did not cover under a homeowner’s, renter’s or, for those who are self-employed, a business policy.
“We recognize that sometimes insurance settlements aren’t enough to help with disaster-related needs,” said David Gervino, FEMA Federal Coordinating Officer. “That’s why we encourage those with insurance to apply for FEMA assistance as well. Sometimes we can help with expenses that insurance didn’t cover.”
So how do you know if FEMA can help?
“Again, the first step is to apply,” Gervino added. “Let us review your individual circumstances. Too often, we see survivors automatically disqualify themselves and not even apply with FEMA because they think there is no additional help once their insurance has paid. Instead, we want those who are impacted to give us an opportunity to see if there is some way FEMA can help.”
By law, FEMA can’t pay for the same losses as insurance or other disaster-relief assistance, and FEMA aid generally will not make a person whole by paying 100% for every single thing.
The deadline to register for FEMA assistance is Sept. 23, 2024.
Next Steps:
Once you have applied, the next step is to provide FEMA with information that will be needed to review your case for possible assistance.
If your claim was partially or fully paid but you still have unmet needs:
- Provide FEMA with a copy of your settlement documents that spell out what was and was not covered.
Explain what needs you still have that insurance did not cover. You can submit the information in one of three ways: o Upload it online to your disasterassistance.gov account.
o Take it to a Disaster Recovery Center (DRC) near you. The FEMA staff there can submit the document for you. Go to this link to find the nearest DRC: https://egateway.fema.gov/ESF6/DRCLocator
o Mail to: FEMA National Processing Service Center, Box 10055, Hyattsville, MD 20782-8055
If your claim was denied:
- Provide FEMA a copy of your insurance denial with the reasoning.
If the processing of your claim is delayed by more than 30 days, FEMA may be able to help.
- Contact your agent to determine when you might expect a decision on coverage and a payment, if applicable.
- Ask your insurance company for a letter stating that no official decision regarding your claim has yet been made.
Submit that letter to FEMA.
For questions regarding insurance and possible FEMA assistance, contact the FEMA Helpline at 1-800-621-FEMA (3362) daily from 7 a.m. to 10 p.m. CDT.
martyce.allenjr Thu, 09/12/2024 - 19:48Free Legal Help Available
Disaster Legal Services (DLS) is a free service, funded by FEMA and available to southern New Mexico residents impacted by the South Fork and Salt Fires and flooding that began June 17 through Aug. 20. If you are in need of legal services and you live in Lincoln, Otero, Rio Arriba or San Juan Counties or the Mescalero Apache Reservation, DLS may be able to help.
Disaster Legal Services are provided through the Young Lawyers Division of the American Bar Association (ABA). You can reach them at 1-855-204-2569. DLS may only give advice and help with cases that won't have a fee. For fee cases, they may suggest a local lawyer referral service.
DLS may help with matters that include:
- Insurance claims for medical bills, loss of property, loss of life, etc.
- New wills and other legal papers lost in the disaster.
- Home repair contracts and contractor fraud.
- Problems with landlords.
- Proof of home ownership.
- FEMA appeals.
DLS attorneys are not FEMA employees. Their services are confidential, and they do not share information with FEMA.
To qualify, your primary residence must be in one of the counties mentioned above or on the Mescalero Apache Reservation at the time of the initial disaster date of June 17 through Aug. 20, 2024. Visit FEMA’s Disaster Legal Services page for more details.
Other Legal Aid Programs Available in New Mexico- Disaster Legal Services - New Mexico Legal Aid at https://newmexicolegalaid.org/disaster-legal-services/ or call 833-545-4357
- New Mexico (freelegalanswers.org)
- Legal Resources for the Elderly Program, a free legal helpline for New Mexico residents 55 and older. Call 505-797-6005.
- Modest Means Helpline, a free legal helpline for New Mexico residents of modest means. Call 505-797-6013.
FEMA Disaster Recovery Centers Hours Are Changing in South Dakota
SIOUX FALLS, S.D. – FEMA Disaster Recovery Centers in South Dakota are changing hours of operation. Beginning Monday, September 16, the hours for all Disaster Recovery Centers in South Dakota will be Monday through Friday, 10 a.m. to 7 p.m., and Saturdays from noon to 4 p.m. The Centers will be closed on Sundays.
Disaster Recovery Centers provide one-on-one assistance for people affected by the recent severe storms, straight-line winds, and flooding. Recovery specialists from FEMA and the U.S. Small Business Administration will provide information on available services, explain disaster assistance programs, help people complete or check the status of applications for federal assistance, and get information on additional resources offered by the State of South Dakota.
- Disaster Recovery Centers Locations:
- Union County
305 S Derby Lane
North Sioux City, SD 57049
- Lincoln County
Canton Depot
600 W. 5th St.
Canton, SD 57013
- Turner County (Permanently closing Sept. 20)
Viborg Community Center
101 East Sorenson St.
Viborg, SD 57070
Dates Open: Now through Sept. 20 (closed Sept. 14). Sept. 15 hours begin at 1 p.m.
- Davison County (Permanently closing Sept. 28)
Davison County Fairgrounds
3200 West Havens Ave
Mitchell, SD 57301
Dates Open: Sept. 23 – Sept. 28. Sept. 23 hours begin at 1 p.m.
To search for Disaster Recovery Centers, visit www.fema.gov/drc or text DRC and your Zip Code to 43362 for a list of centers closest to you.
As of September 11, 2024, FEMA has approved over $6.6 million in assistance to individuals for the South Dakota disaster recovery. Additionally, The U.S. Small Business Administration has approved 19 applications for homeowners for over $2.7 million.
- How to Apply for Disaster Assistance
Residents can apply for disaster assistance at a Disaster Recovery Center, or in the following ways:
- Go online to DisasterAssistance.gov for English, or DisasterAssistance.gov/es for Spanish.
- Use the FEMA mobile app in English or Spanish.
- Call the disaster assistance helpline at 800-621-FEMA (3362) anytime from 6 a.m. to 11 p.m. seven days a week until further notice. Multilingual operators are available. Anyone using a relay service, such as video relay service (VRS), captioned telephone service or others, can give FEMA the number for that service.
For an accessible video on three ways to apply for FEMA assistance, visit: https://www.youtube.com/watch?v=LU7wzRjByhI
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 833-285-7448.
tiana.suber Thu, 09/12/2024 - 16:10Summer Rains Threaten Burn Scar Areas and Pose Flash Flood Threat, Be Prepared and Consider Buying Flood Insurance
DENVER – Recent years have brought many wildfires to the West. Beyond the damage caused and the challenges in battling them, fires often leave a hidden legacy – flash floods and mudflows. Wildfires leave the ground charred and in diminished capacity to absorb water. This creates a flash flooding potential for years to come, even in areas that rarely experienced flooding in the past. Sometimes these flash floods can pick up ash and large debris, that are highly destructive.
It's important to be aware of your situation and to know if you live near a burn scar area. A small amount of rain can quickly create a flash flooding Make sure you have a solid evacuation plan and monitor changing weather conditions via the National Weather Service or local media outlets. You also should have important documents in a safe and easy to access place should you be forced to evacuate.
Unlike many causes of damage, flooding and mudflows are generally not covered by a homeowners’ policy. Floods are the most common and expensive natural disaster in the U.S. Just an inch of water in an average-sized home can cause $25,000 in damage. A National Flood Insurance Program (NFIP) policy protects against such losses and can ensure that a flood doesn’t bring financial ruin.
Buyers should be aware of the 30-day waiting period for an NFIP policy to go into effect. It is important to purchase a policy now to protect your property against the continuing threat of flooding. You can usually purchase flood insurance from your current agent. If that isn’t possible, NFIP representatives can help you find one.
As with any insurance, be sure to talk with your agent about the specifics of your policy. Find out more about your risk and flood insurance at www.floodsmart.gov. To purchase flood insurance or to find an agent, call 1-800-427-4661.
morgan.dzakowic Thu, 09/12/2024 - 15:00Have Questions about Your Application? Get Answers at FEMA Public Events
FRANKFORT, Ky. — Kentucky homeowners and renters are invited to meet with FEMA in person. Kentuckians can talk with FEMA Individual Assistance and Hazard Mitigation experts to ask questions and learn everything they want to know about FEMA assistance. In addition, U.S. Small Business Administration experts will be on hand for anyone interested in learning about long-term, low interest loans.
Speakers Bureaus are public events where FEMA, other federal agencies, and local resources come together in a convenient location to provide survivors with one-on-one assistance. Anyone interested in learning about federal assistance is welcome to attend.
Applicants who want to understand their FEMA letter, to receive help with applications and appeals, and to learn about contract estimations, repairs and new builds are encouraged to attend.
Library Emergency Preparedness Week: Live Q&A with FEMA
Sept. 14, 10 a.m.–1 p.m.
Louisville Public Library Bon Air Branch, 2816 Del Rio Pl, Louisville, KY 40220.
Public Event about How to Apply for Federal Disaster Assistance and How To Appeal
Sept. 13, 10 a.m.–7 p.m.
Sept. 14, 9 a.m.–6 p.m.
Ephraim White Gymnasium, 885 Mount Olivet Road, Bowling Green, KY 42101.
Multiple events are happening over the next few weeks. Details about additional weekly events will be available soon.
FEMA programs are accessible to people with disabilities and others with access and functional needs.
Apply for FEMA AssistanceSurvivors can go online to DisasterAssistance.gov, call 800-621-3362 or use the FEMA mobile app to apply. If you use a relay service, such as video relay, captioned telephone or other service, give FEMA your number for that service.
Homeowners, renters, businesses, and nonprofit organizations can apply for long-term, low-interest disaster loans from the U.S. Small Business Administration (SBA) to cover losses not fully compensated by insurance and other sources. Apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at sba.gov/disaster.
For the latest information on Kentucky’s recovery from the May 21-27 severe storms, straight-line winds, tornadoes, landslides and mudslides, as well as news releases, fact sheets and other helpful documents in multiple languages, please visit fema.gov/disaster/4804. Follow FEMA on X at x.com/femaregion4and at facebook.com/fema.
To view information about how to apply for FEMA disaster assistance in American Sign Language with captioning and a voiceover, please check the YouTube link.
sandra.habib Thu, 09/12/2024 - 14:42President Joseph R. Biden, Jr. Approves Major Declaration for Vermont
WASHINGTON -- FEMA announced that federal disaster assistance is available to the state of Vermont to supplement recovery efforts in the areas affected by severe storms and flooding from June 22-24, 2024.
Public assistance federal funding is available to state and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of disaster-damaged facilities in Lamoille County.
Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.
William F. Roy has been named Federal Coordinating Officer for federal recovery operations in the affected areas. Additional designations may be made at a later date if warranted by the results of damage assessments.
amy.ashbridge Thu, 09/12/2024 - 14:11Disaster Recovery Centers to Change Hours and Days of Operation Starting Sept. 15
Six state/federal Disaster Recovery Centers (DRCs) across Vermont will be changing their hours and days of operation.
As of September 15, 2024, four DRCs will no longer be open on Sundays. The hours of operation from Monday to Saturday have been shortened to 9 a.m. to 6 p.m. until further notice. These centers are located at:
- Brighton Town Hall Gym - 49 Mill Street, Island Pond, VT 05846
- Lyndon Public Safety Facility - 316 Main Street, Lyndonville, VT 05851
- Waterbury Armory - 294 Armory Drive, Waterbury, VT 05676
- Barre Municipal Auditorium - 20 Auditorium Hill, Barre, VT 05641
The DRC in Hinesburg remains open on Sundays. The revised hours of operation from Sunday to Saturday are 9 a.m. to 6 p.m. until further notice. This center is located at:
- Hinesburg Town Hall - 10632 Route 116, Hinesburg, VT 05461
The DRC in Plainfield will be open normal hours on Sunday, September 15 (8am-7pm), but will permanently close at the end of the day. This center is located at:
- Goddard College - 123 Pitkin Road, Plainfield, VT 05667
The adjustment of hours for these temporary centers is typical and generally based on the volume of visitors.
You do not need an appointment to visit a DRC.
FEMA specialists and representatives from the U.S. Small Business Administration, which can provide low-interest disaster loans to survivors, will be on hand to discuss available assistance.
Those affected by the disaster do not have to visit a DRC in order to apply. Survivors can also register in one of the following ways:
- Online at DisasterAssistance.gov. The FEMA website is accessible and includes language translation options.
- By phone at 1-800-621-3362. Press 1 for English, 2 for Spanish and 3 for all other languages. If you use video relay service (VRS), captioned telephone service or others, give FEMA your number for that service. Phone lines operate from 7 a.m. to 10 p.m. seven days a week.
- Download FEMA’s Mobile App. Select Disaster Resources and click on Apply for Assistance Online.
All centers are accessible to people with disabilities and functional needs and are equipped with assistive technology equipment. If you need a reasonable accommodation or sign language interpreter, please call 1-833-285-7448 (press 2 for Spanish).
Disaster Recovery Centers to Change Hours and Days of Operation Starting Sept. 15
Six state/federal Disaster Recovery Centers (DRCs) across Vermont will be changing their hours and days of operation.
As of September 15, 2024, four DRCs will no longer be open on Sundays. The hours of operation from Monday to Saturday have been shortened to 9 a.m. to 6 p.m. until further notice. These centers are located at:
- Brighton Town Hall Gym - 49 Mill Street, Island Pond, VT 05846
- Lyndon Public Safety Facility - 316 Main Street, Lyndonville, VT 05851
- Waterbury Armory - 294 Armory Drive, Waterbury, VT 05676
- Barre Municipal Auditorium - 20 Auditorium Hill, Barre, VT 05641
The DRC in Hinesburg remains open on Sundays. The revised hours of operation from Sunday to Saturday are 9 a.m. to 6 p.m. until further notice. This center is located at:
- Hinesburg Town Hall - 10632 Route 116, Hinesburg, VT 05461
The DRC in Plainfield will be open normal hours on Sunday, September 15 (8am-7pm), but will permanently close at the end of the day. This center is located at:
- Goddard College - 123 Pitkin Road, Plainfield, VT 05667
The adjustment of hours for these temporary centers is typical and generally based on the volume of visitors.
You do not need an appointment to visit a DRC.
FEMA specialists and representatives from the U.S. Small Business Administration, which can provide low-interest disaster loans to survivors, will be on hand to discuss available assistance.
Those affected by the disaster do not have to visit a DRC in order to apply. Survivors can also register in one of the following ways:
- Online at DisasterAssistance.gov. The FEMA website is accessible and includes language translation options.
- By phone at 1-800-621-3362. Press 1 for English, 2 for Spanish and 3 for all other languages. If you use video relay service (VRS), captioned telephone service or others, give FEMA your number for that service. Phone lines operate from 7 a.m. to 10 p.m. seven days a week.
- Download FEMA’s Mobile App. Select Disaster Resources and click on Apply for Assistance Online.
All centers are accessible to people with disabilities and functional needs and are equipped with assistive technology equipment. If you need a reasonable accommodation or sign language interpreter, please call 1-833-285-7448 (press 2 for Spanish).
President Joseph R. Biden, Jr. Approves Disaster Declaration for Pennsylvania
WASHINGTON -- FEMA announced today that federal disaster assistance is available to the commonwealth of Pennsylvania to supplement recovery efforts in the areas affected by Tropical Storm Debby from Aug. 9-10, 2024.
The President’s action makes federal funding available to affected individuals in Lycoming, Potter, Tioga and Union counties.
Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses and other programs to help individuals and business owners recover from the effects of the disaster.
Mark K. O’Hanlon has been named Federal Coordinating Officer for federal recovery operations in the affected areas. Additional designations may be made at a later date if requested by the commonwealth and warranted by the results of further damage assessments.
Individuals and business owners who sustained losses in the designated areas can begin applying for assistance by registering online at www.DisasterAssistance.gov, by calling 800-621-FEMA (3362) or by using the FEMA App. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service.
amy.ashbridge Wed, 09/11/2024 - 21:19FEMA Urges People Along the Gulf Coast to Remain Safe, Biden-Harris Administration Makes Emergency Federal Assistance Available to Louisiana
WASHINGTON -- As Hurricane Francine makes landfall on the Gulf Coast, the Biden-Harris Administration approved an emergency declaration for Louisiana enabling FEMA to provide federal resources to the state for emergency protective measures and aid initial response and recovery efforts. FEMA urges people to take this storm seriously as conditions are rapidly deteriorating and potentially dangerous storm surge, heavy rain and flooding are expected. Widespread power outages are likely and tornadoes are also a possible risk across the region.
FEMA, the federal family and partner organizations are actively coordinating response efforts across the affected regions. Urban Search and Rescue teams are prepared to respond when needed and FEMA has pre-positioned water, meals, generators and other commodities in regional distribution centers.
As the storm progresses, it is crucial for people to stay informed by monitoring weather updates from trusted sources and follow guidance from local officials. People are encouraged to text, rather than call, when communicating with loved ones to keep phone lines open for emergency responders. In case of an emergency, people should call 911 immediately. People are asked to stay off the roadways whenever possible to allow emergency personnel to respond.
As power outages may occur, use only flashlights or battery-powered lanterns for emergency lighting. If using a backup generator, remember to always use them outdoors and keep it at least 20 feet from doors and windows. Additionally, make sure to keep the generator dry and protected from rain or flooding.
Follow These Tips to Stay Safe During the StormStay informed. People in these areas should continue to follow the instructions of state and local officials by monitoring local radio or television stations for updated emergency information.
Have a plan. Make sure you consider your family’s unique needs, including anyone who needs medicine or medical equipment. Know how you’ll contact one another and reconnect if you aren’t together. Visit Ready.gov or Listo.gov (Spanish language) for more information on how to stay safe before, during and after severe weather.
Know how to stay safe during high winds, storm surge and flooding. Determine how best to protect yourself from high winds and flooding. Evacuate immediately if you are told to do so. If you cannot evacuate, take refuge in a designated storm shelter or an interior room for high winds. Go to the highest level of the building if you are trapped by flooding. Do not climb into a closed attic. You may become trapped by rising flood water.
Be in the know about your evacuation route. Be prepared to evacuate quickly, if told to do so. Know your evacuation route and make sure everyone in your household knows what to do in case you need to evacuate.
Turn Around. Don’t Drown™. Driving through a flooded area can be extremely hazardous. Almost half of all flash flood deaths happen in vehicles. When in your car, look out for flooding in low lying areas at bridges and at highway dips. As little as 6 inches of water may cause you to lose control of your vehicle or fall if you are walking through it. Two feet of rushing water can carry away most vehicles including sport utility vehicles (SUVs) and pick-ups.
Stay out of floodwater. Walking, swimming or driving through flood waters is extremely dangerous. Standing water may be electrically charged from underground or downed power lines or contain hazards such as wild or stray animals, human and livestock waste and chemicals that can lead to illness.
amy.ashbridge Wed, 09/11/2024 - 20:05Five Steps You Can Take to Protect Against Future Flooding
ST. PAUL – If you are a Minnesota resident recovering from June 16 – July 4 disaster, consider taking steps now to make your home more resilient against future flood risks.
Here are five ways you can protect your property from flooding:
- Invest in Flood Insurance: Did you know that just 1 inch of water can cause $25,000 in damage? Talk to your insurance agent about coverage options to adequately insure your home. And remember, you don’t have to be in a floodplain to be at risk of flooding or to get insured. Forty percent of flood insurance claims nationwide and one third of disaster assistance payments for flooding go to areas considered low- to-moderate risk for flooding. Visit FloodSmart.gov to learn more.
- Seal Foundation Cracks: Use mortar and masonry caulk to fill foundation cracks to help keep water out.
- Install a Sump Pump and Back Flow Valve: Make sure you have a sump pump with battery-operated backup in case of electrical failure and consider hiring a plumber to push the flow of water and sewer back up away from your home.
- Elevate Utilities: Raise and anchor air conditioning condensers, heat pumps, water meters, and other service equipment onto platforms at least 1 foot above the potential flood elevation. Consider raising other major appliances above the ground floor.
- Landscape to Improve Runoff: Build up any sunken areas around the foundation, dig small depressions to properly channel water, and otherwise improve your yard, so it slopes away from your home. Federal Funds May be Available to Help You Reduce Your Home’s Disaster Risk
Homeowners who applied with FEMA and received disaster assistance may receive additional funds to pay for specific risk reduction measures. For Minnesotans affected by the June 16 – July 4 storms and flooding, this assistance could include repairing your roof to withstand higher winds and help prevent water infiltration, elevating your water heater or furnace and/or elevating or moving an electric panel to avoid future flood damage. This additional funding will be provided within the award amount homeowners receive who were eligible for FEMA’s home repair assistance. More information about this financial resource is available on our Hazard Mitigation Under the Individuals and Households Program fact sheet.
In addition, eligible U.S. Small Business Administration (SBA) disaster loan borrowers may increase their loans by up to 20% of the total physical damage to add mitigation measures to their home or business to help protect against future disasters. Learn more at www.sba.gov/funding-programs/disaster-assistance.
For even more flood risk reduction tips, visit www.FEMA.gov/protect-your-property. Learn more about the disaster operation in Minnesota by visiting our website www.fema.gov/disaster/4797.
kimberly.keblish Wed, 09/11/2024 - 19:24Pages
