How to Document Home Ownership and Occupancy for FEMA

LITTLE ROCK, Ark. – As part of the disaster assistance process, FEMA must determine ownership and occupancy of damaged primary residences. FEMA has taken steps to make it easier for disaster survivors in Baxter, Benton, Boone and Marion counties to verify ownership and occupancy after experiencing loss from the May 24-27 severe storms, straight-line winds, tornadoes and flooding.

Owners and renters must be able to prove they occupied the disaster-damaged primary residence before receiving Housing Assistance and some types of Other Needs Assistance. FEMA accepts a broad range of documentation:

Ownership

• Homeowners may provide official documentation such as:
  • The original deed or deed of trust to the property
  • A mortgage statement or escrow analysis
  • Property tax receipt or property tax bill
  • Manufactured home certificate or title
• In addition, FEMA will now accept a public official’s letter or receipts for major repairs or improvements. The public official’s statement (e.g., police chief, mayor, postmaster) must include the name of the applicant, the address of the disaster-damaged residence, the period of occupation and the name and telephone number of the official providing the verification.
• Survivors with heirship properties, mobile homes or travel trailers who do not have the traditional documentation of ownership may self-certify ownership as a last resort.
• Homeowners with the same address from a previous disaster only need to verify ownership one time. FEMA has also expanded the date of eligible documents from three months to one year before the disaster.

Occupancy

• Homeowners and renters must document that they occupied the dwelling at the time of the disaster.
• Applicants may provide official occupancy documentation, such as:
  • Utility bills, bank or credit card statements, phone bills, etc.
  • Employer’s statement
  • Written lease agreement
  • Rent receipts
  • Public official’s statement
• FEMA will accept motor vehicle registration, letters from local schools (public or private), federal or state benefit providers, social service organizations or court documents.
• Applicants can also use a signed statement from a commercial or mobile home park owner, or self- certification for a mobile home or travel trailer as a last resort.
• If survivors have successfully verified occupancy to FEMA from a previous disaster within a two-year period, they do not need to do it again.

To apply for FEMA disaster assistance, go online to DisasterAssistance.gov, use the FEMA App for smartphones or call 800-621-3362. Help is available in most languages. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.

For the latest information visit fema.gov/disaster/4788. Follow the FEMA Region 6 X account at X.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

alexa.brown Tue, 06/11/2024 - 17:15

FEMA Assistance Available for April Tornado Survivors in Mississippi

MADISON, Miss. – Mississippi homeowners and renters in Hancock, Hinds, Humphreys, Madison, Neshoba and Scott counties who were affected by the April 8-11, 2024, severe storms, straight-line winds, tornadoes and flooding may apply for FEMA disaster assistance.

Survivors can apply for FEMA assistance by going online to DisasterAssistance.gov, downloading the FEMA mobile app or calling the FEMA Helpline at 800-621-3362. If you use video relay service, captioned telephone service or others, give FEMA your number for that service. 

Applicants will need to provide the following information: 

• A current phone number where you can be contacted
• Your address at the time of the disaster and the address where you are now staying
• Your Social Security number
• A general list of damage and losses
• Banking information if you choose direct deposit
• If insured, the policy number or the agent and/or the company name

Disaster assistance may include financial help with immediate needs, temporary lodging and home repairs, as well as other disaster-related expenses.

If an applicant has homeowners, renters or flood insurance, they should file a claim as soon as possible. 

FEMA cannot duplicate benefits for losses covered by insurance. If the policy does not cover all the disaster expenses, the survivor may be eligible for federal assistance.

For an accessible video on how to apply for assistance go to, https://youtu.be/HhtlyTX49RE.

For the latest information on recovery from the April tornadoes, visit msema.org and www.fema.gov/disaster/4790. On X/Twitter follow MEMA @MSEMA and FEMA Region 4 @femaregion4.

Gaynell.Tinsey Tue, 06/11/2024 - 17:13

Biden-Harris Administration Announces Arkansas, Massachusetts and Texas as Additional Recipients for FEMA’s Swift Current Program for Flood Resilience Through Investing in America Agenda

There Are Now 21 States and One Tribal Nation Selected to Receive Flood Mitigation Funding

WASHINGTON -- Today, FEMA Administrator Deanne Criswell announced that Arkansas and Massachusetts are each eligible for up to $20 million in funding to reduce flood risks and Texas is eligible for up to another $40 million. The funding is available through the fiscal year 2023 Swift Current funding opportunity, made possible by President Biden’s Bipartisan Infrastructure Law. 

“President Biden’s Investing in America agenda is empowering FEMA to extend even more funding to help flood-prone communities be proactive to the growing threat of flooding,” said Administrator Deanne Criswell. “Along with the 18 other states and one Tribal Nation already selected, Arkansas, Massachusetts, and Texas will now have faster access to funding to make communities safer from the climate crisis.”

This announcement complements the April 17 announcement of 16 states and one Tribal Nation and the May 9 announcement for two additional states eligible for the same funding opportunity.

To strengthen America’s climate resilience, President Biden secured more than $50 billion for climate resilience and adaptation through the Bipartisan Infrastructure Law and Inflation Reduction Act and established a National Climate Resilience Framework, which is advancing locally tailored, community-driven climate resilience strategies. The funding announced today comes from the $3.5 billion provided for the Flood Mitigation Assistance program through the Bipartisan Infrastructure Law.

Swift Current is designed to get funding on the ground as soon as possible after a flood-related disaster to help communities implement upgrades to reduce their flood risk. This funding will support National Flood Insurance Program policyholders who have experienced repetitive and substantial flood-damage to eligible structures. Each of the states and Tribe had a Presidentially declared major disaster related to flooding since June 2023. 

The funding opportunity aligns with FEMA’s Year of Resilience and will help communities build local capacity to withstand tomorrow’s hazards from climate change. 

This announcement advances the President’s Justice40 Initiative, which set a goal to deliver 40% of the overall benefits of certain federal investments to disadvantaged communities that have been marginalized by underinvestment and overburdened by pollution. Swift Current provides more equitable access to mitigation grants by increasing the federal cost share for eligible applicants above the standard 75% cost share and offering tailored pre-application support to disadvantaged communities that often face challenges meeting their non-federal match.  

Examples of projects eligible for this funding opportunity include property acquisition, demolition, elevation and relocation. To be eligible, buildings must be insured through the National Flood Insurance Program. 

The following have been selected for funding under the 2023 Swift Current funding opportunity:

• Agua Caliente Band of Cahuilla Indians $5 million.
• Arkansas $20 million.
• California $20 million.
• Colorado $10 million.
• Florida $40 million.
• Georgia $20 million.
• Illinois $20 million.
• Iowa $10 million.
• Maine $10 million.
• Massachusetts, $20 million.
• Michigan $20 million
• Minnesota $10 million.
• Missouri $20 million.
• Montana $20 million.
• New Hampshire $10 million.
• New Jersey $20 million.
• New York $20 million.
• Rhode Island $10 million.
• Texas $40 million.
• Vermont $40 million.
• Washington $20 million.
• West Virginia $10 million.

The applicant must meet the Swift Current activation criteria, including having a Presidential disaster declaration for a flood-related event any time from June 1, 2023, through May 31, 2024. A flood-related disaster event includes coastal storms, hurricanes, remnants of hurricanes and floods. Additional criteria may be found on FEMA.gov.

On May 30, FEMA announced the third round of Swift Current funding, making another $300 million available. The opportunity is available for applicants that meet Swift Current activation criteria, including receiving a Presidentially declared major disaster for a flood-related event for fiscal year 2024 between June 1, 2024 - May 31, 2025.

FEMA will work with states, tribes and territories to explore their participation during this cycle of funding. Potential applicants who have questions may contact their FEMA regional office while interested subapplicants should contact their state or territory hazard mitigation officer.

amy.ashbridge Tue, 06/11/2024 - 16:26

Assistance Available for Vehicles Damaged by April 2 Storms

FRANKFORT, Ky. – FEMA may be able to provide financial assistance to help survivors whose vehicles were damaged as a result of the severe storms, straight-line winds, tornadoes, landslides and mudslides that occurred on April 2. 

The first step is for survivors to file a claim with their insurance company if they have a comprehensive policy. This type of policy usually covers storm-related damage to a vehicle. Federal disaster assistance may help fill the gaps for those whose coverage does not pay for any or all storm-related damage costs. Apply with FEMA even if you have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may receive help after their claims have been settled. 

To be eligible for FEMA assistance, applicants must meet the following conditions: 

• The vehicle was damaged during the April 2, 2024, storms within the disaster-designated area. 
• The applicant can provide proof of ownership of the vehicle with valid registration and title. 
• The vehicle was in compliance with the State of Kentucky’s registration and insurance requirements at the time of the disaster. 
• The applicant has no other usable vehicle. 

If you have more than one storm-damaged vehicle, you will have to write a statement explaining why your household needs more than one working vehicle. Include the number of vehicles and an insurance settlement or statement for each vehicle. 

Apply with FEMA 

The application process with FEMA is the first step in your recovery and requires information such as insurance policies and bank information for possible direct transfer of funds. If you have phone and/or internet access, you may register in one of the following ways: 

• Visit a Disaster Recover Center. To find a center close to you, go online to: DRC Locator, or text DRC along with your Zip Code to 43362 (Ex: DRC 41101) 
• Call the FEMA Helpline at 800-621-3362. Help is available in most languages. The Helpline is available daily from 7 a.m. to 11 p.m. ET. 
• Go online to DisasterAssistance.gov (also in Spanish). 
• Download the FEMA mobile app. 

For the latest information on Kentucky’s recovery from the April 2 severe storms, straight-line winds, tornadoes, landslides and mudslides, please visit fema.gov/disaster/4782. Follow FEMA on X, formerly called Twitter, at twitter.com/femaregion4 and at facebook.com/fema.

sandra.habib Tue, 06/11/2024 - 15:08

FEMA Inspecting Homes After Texas Storms and Flooding

AUSTIN – After Texans apply for FEMA assistance, a home inspection may be necessary to help determine whether the home is safe, sanitary, and livable.

Nearly 70,000 of these inspections have taken place to date, and 428 inspectors are conducting more every day. The inspectors do not make any decisions regarding eligibility for assistance. Information gathered during the inspection is only one of several criteria used by FEMA to determine if applicants are eligible for federal assistance. 

The housing inspector will consider:

• The structural soundness of the home, both inside and outside.
• Whether the electrical, gas, heat, plumbing and sewer/septic systems are all in working order.
• Whether the home is safe to live in and can be entered and exited safely.

All FEMA representatives have official identification. Housing inspectors will make an appointment with the applicant before coming. They will already have the applicant’s FEMA application number. They carry photo identification and will show it to the applicant. For security reasons, federal identification may not be photographed. Inspectors will never ask for, or accept, money. Their service is free. 

The inspectors will call or text applicants to arrange to meet at the home. They will leave messages and/or texts on the phone number listed on the FEMA application. These communications may come from unfamiliar phone numbers, and it is important that applicants respond so their application can be processed.

A typical home inspection takes about 45 minutes to complete. After the inspection, applicants should allow seven to 10 days for processing. If they have questions about the status of their application, they can call the FEMA helpline at 800-621-3362.

alexa.brown Tue, 06/11/2024 - 14:07

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Mississippi

WASHINGTON ­-- FEMA announced today that federal disaster assistance is available to the state of Mississippi to supplement recovery efforts in the areas affected by severe storms, straight-line winds, tornadoes and flooding that occurred April 8-11, 2024. 

The President’s action makes federal funding available to affected individuals in Hancock, Hinds, Humphreys, Madison, Neshoba and Scott counties.

Assistance can include grants for temporary housing and home repairs, low-interest loans to cover uninsured property losses and other programs to help individuals and business owners recover from the effects of the disaster.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

Jeremy C. Slinker has been named the Federal Coordinating Officer for federal recovery operations in the affected areas. Additional designations may be made at a later date if requested by the state and warranted by the results of further assessments.

Individuals and business owners who sustained losses in the designated areas can begin applying for assistance by registering online at www.DisasterAssistance.gov, by calling 1-800-621-3362 or by using the FEMA App. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service.

luther.wills-dudich Tue, 06/11/2024 - 02:34

Agencies Plan Agriculture Recovery Events

State, federal and local agencies, in conjunction with farming industry groups, will host a one-day Agriculture Recovery Center in Pottawattamie County noon to 8 p.m. June 13 to help Iowans recover from spring tornado and storm damage.

Additional Agriculture Recovery Centers are planned for Union and Polk counties. The walk-through events, designed as resource fairs, will provide information on addressing agricultural or rural needs that are not covered by standard programs offered by FEMA or the state of Iowa. The U.S. Department of Agriculture, the Iowa Insurance Division and other government agencies are working with industry organizations such as Iowa Pork Producers, Iowa Soybean and Iowa Cattlemen to ensure unmet needs are identified and resources are shared. 

The first event is noon to 8 p.m. Thursday, June 13, here:

Pottawattamie County

Treynor Community Center

11 W Main St.

Treynor, IA 51575

 

Download the Iowa Disaster Agriculture Resource Guide here:

https://www.iowa.gov/resources-0/agricultural-resources

 

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 833-285-7448. For Spanish, press 2. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. 

thomas.wise Mon, 06/10/2024 - 22:23

Cordell Disaster Recovery Center Closing June 11

OKLAHOMA CITY – The Disaster Recovery Center in Cordell will close Tuesday, June 11, at 7 p.m.

The center will be open 7 a.m. to 7 p.m. through June 11. It is located at:

Washita County Activity Center
1005 E. Third St.
Cordell, OK 73632

Residents have four other options to get assistance:

• Call the FEMA Helpline at 800-621-3362 from 6 a.m. to 10 p.m. Central Time. Help is available in most languages; if you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA your number for that service.
• Go online to DisasterAssistance.gov.
• Download the FEMA App.
• Visit any other Disaster Recovery Center. For locations and hours, visit fema.gov/drc.

For the latest information about Oklahoma’s recovery, visit fema.gov/disaster/4776. Follow the FEMA Region 6 Twitter account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

FEMA Civil Rights Office works to ensure assistance is distributed equitably, without regard to race, color, national origin, sex, age, disability, English proficiency, or economic status. Any disaster survivor or member of the public may contact the Civil Rights Office if they feel that they are the victim of discrimination. FEMA’s Civil Rights Office can be contacted toll-free at 833-285-7448. Multilingual operators are available by pressing #2 for Spanish.

alexa.brown Mon, 06/10/2024 - 21:31

Understanding Your FEMA Decision Letter

Framingham, MA. – Massachusetts residents who applied for assistance from FEMA for the storms and flooding that took place Sept. 11-13, 2023, will receive a determination letter online or by mail (or both, depending on your request). 

If the applicant is found eligible for assistance, the letter will explain the amount of assistance FEMA provided and information on the appropriate use of disaster assistance funds.  

Applicants who are found ineligible should read the letter carefully as it will explain the reasons for the ineligibility and what may be needed to submit for reconsideration. In some circumstances, the survivor may only need to submit additional information or supporting documentation for FEMA to continue processing the application. 

Examples of missing documentation may include:

• Proof of insurance coverage
• Settlement of insurance claims or denial letter from insurance provider
• Proof of identity
• Proof of occupancy 
• Proof of ownership
• Proof that the damaged property was the applicant’s primary residence at the time of the disaster.

Questions about your letter can be answered by calling the disaster assistance helpline at 800-621-3362. You may also visit your nearest Disaster Recovery Center (DRC). 

DRC locations: Monday through Saturday, 9 a.m. to 7 p.m. 

• Leominster City Hall, 25 West Street, Leominster, MA 01453
  • Bristol Community College, 11 Field Road, Attleboro, MA 02703

Appealing FEMA’s Decision

Applicants may use an optional “appeal request form” which is included in the decision letter received from FEMA. An applicant may submit documents to support their need for additional assistance, such as a contractor’s estimate for home repairs, or missing documents as described in the decision letter for additional consideration.

• If the documentation is from a third party, as may be the case with items such as receipts, bills, lease/housing agreements, merchant/employer/medical statements, or estimates for repairs, it must include contact information for the third party so that FEMA may verify the submitted documentation. An applicant may handwrite the third party’s contact information on the receipt if it is not already included.
• If someone other than the applicant files the appeal, the applicant must also submit a signed statement giving that person the authority to represent the applicant. An applicant may also choose to complete and submit FEMA Form FF-104-FY-21-118: Authorization for the Release of Information Under the Privacy Act to give another person authority to represent them. This form is available at https://www.disasterassistance.gov/get-assistance/forms and accessible to those who have a dissasterassitance.gov account. 
• All appeal submissions should include the following information to ensure the appeal is appropriately associated with the applicant’s file:
  • Applicant’s full name,
  • Applicant’s FEMA Application Number and Disaster Number,
  • Address of the applicant’s pre-disaster primary residence, and
  • Applicant’s current phone number and address.

FEMA cannot duplicate assistance provided by another source, such as insurance settlements. Survivors who are underinsured may receive additional assistance for unmet needs after insurance claims have been settled.

Appeals must be made within 60 days of the date of the decision letter. Supporting documents may be submitted to FEMA by fax, mail or via a FEMA online account. To set up an online account, visit DisasterAssistance.gov, click on “Apply Online” and follow the directions. 

By mail: FEMA National Processing Service Center, P.O. Box 10055, Hyattsville MD 20782-7055

By fax: 800-827-8112 Attention: FEMA. You may also visit your nearest Disaster Recovery Center to submit your appeal. In Person: By visiting a Disaster Recovery Center.

For the latest information visit 4780 | FEMA.gov. Follow FEMA on Twitter (X) at twitter.com/femaregion1 and at facebook.com/fema.

For updates on Massachusetts response and recovery operations, follow the Massachusetts Emergency Management Agency on Twitter (X) MEMA (@MassEMA) / X and Facebook Massachusetts Emergency Management Agency (MEMA) | Facebook or visit Massachusetts Emergency Management Agency | Mass.gov.

barbara.murien… Mon, 06/10/2024 - 21:20

FEMA Meeting Arkansans in Baxter County

LITTLE ROCK, Ark. – FEMA expands assistance to more Arkansans after the May 24-27 severe storms, straight-line winds, tornadoes and flooding. FEMA will send Disaster Survivor Assistance (DSA) crews to disaster-affected neighborhoods in Baxter County, often going door-to-door to help residents.

DSA crews are currently visiting neighborhoods in Baxter, Benton and Boone counties. DSA is also available at registration intake centers in Benton, Boone and Marion counties to help survivors. The FEMA staff may help Arkansans apply for federal assistance, identify potential needs and help make connections with local, state, federal and voluntary agencies.

These crews will be easily recognizable by their official photo identification (ID). If you meet people offering assistance, first ask to see their ID before giving them your personal information. They may have FEMA clothing, but that can be easily imitated. 

The FEMA crews can help Arkansans in these counties several ways including:

• Checking the status of an application already in the system and making minor changes to applications.
• Making callouts to faith-based organizations, community-based organizations, private sector (businesses) and public libraries that may have the capability to distribute disaster-related information to residents in the impacted counties.
• Identifying organizations providing disaster-related services and/or resources to the public for immediate and long-term recovery.
• Gathering situational awareness about impacts to communities.
• Providing flyers explaining how to apply for disaster assistance.
• Providing civil rights and disability integration assistance information to ensure equal access.

Survivors can apply to FEMA in several ways including going online to DisasterAssistance.gov, downloading the FEMA App for mobile devices or calling the FEMA Helpline at 800-621-3362. Calls are accepted every day from 6 a.m. to 10 p.m. Central time. Help is available in most languages. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service. To view an accessible video about how to apply visit: Three Ways to Register for FEMA Disaster Assistance - YouTube.

For the latest information visit fema.gov/disaster/4788. Follow FEMA Region 6 at X.com/FEMARegion6 or at facebook.com/FEMARegion6/.

alexa.brown Mon, 06/10/2024 - 20:00

Disaster Recovery Center Opens in Henderson County

AUSTIN -- FEMA is opening a Disaster Recovery Center in Henderson County June 11 to provide one-on-one help to Texans affected by the severe storms, tornadoes, flooding and straight-line winds April 26-June 5.

The center is located at:

Henderson County

Henderson Senior Center  

3344 TX 31 E.

Athens, TX 75752

Homeowners and renters in Austin, Bell, Calhoun, Collin, Cooke, Coryell, Dallas, Denton, Eastland, Ellis, Falls, Guadalupe, Hardin, Harris, Henderson, Hockley, Jasper, Jones, Kaufman, Lamar, Leon, Liberty, Montague, Montgomery, Navarro, Newton, Polk, San Jacinto, Smith, Terrell, Trinity, Tyler, Van Zandt, Walker and Waller counties with uninsured losses from the storms and flooding April 26-June 5 may be eligible for FEMA assistance.

The center will operate from 7 a.m. to 7 p.m. every day. To find the center location nearest you go to fema.gov/drc.

All centers are accessible to people with disabilities or access and functional needs and are equipped with assistive technology. If you need a reasonable accommodation or sign language interpreter, please call 833-285-7448 (press 2 for Spanish).

Texans do not have to visit a Disaster Recovery Center to apply for FEMA assistance. To apply, homeowners and renters can:

• Go online to DisasterAssistance.gov. 
• Download the FEMA App for mobile devices. 
• Call the FEMA helpline at 800-621-3362 between 6 a.m. and 10 p.m. Help is available in most languages. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA your number for that service.

Deadline to apply is July 16.

For more information, visit fema.gov/disaster/4781. Follow FEMA Region 6 on social media at x.com/FEMARegion6 and on Facebook at facebook.com/FEMARegion6/.

To view an accessible video about how to apply visit: Three Ways to Register for FEMA Disaster Assistance - YouTube.

alexa.brown Mon, 06/10/2024 - 15:54

FEMA Assistance Available in Coryell, Falls, Leon, Smith, Van Zandt Counties

AUSTIN -- Homeowners and renters in Coryell, Falls, Leon, Smith and Van Zandt counties are now eligible for FEMA assistance after the severe storms, straight-line winds, tornadoes and flooding April 26-June 5.

Eligible applicants may qualify for serious needs assistance, basic home repairs, personal property losses and other eligible expenses related to storm damage. Previously, survivors in Austin, Bell, Calhoun, Collin, Cooke, Denton, Eastland, Falls, Guadalupe, Hardin, Harris, Henderson, Hockley, Jasper, Jones, Kaufman, Lamar, Liberty, Montague, Montgomery, Newton, Polk, San Jacinto, Tyler, Trinity, Walker, and Waller counties were approved for assistance. 

To apply, homeowners and renters can:

• Go online to disasterassistance.gov/
• Download the FEMA App for mobile devices
• Call the FEMA helpline at 800-621-3362 between 6 a.m. and 10 p.m. Help is available in most languages. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA your number for that service.
• Visit any Disaster Recovery Center. For locations and hours, go online to fema.gov/drc.

The deadline to apply is July 16.

To view an accessible video about how to apply visit: Three Ways to Register for FEMA Disaster Assistance - YouTube.

For more information, visit fema.gov/disaster/4781. Follow FEMA Region 6 on social media at x.com/FEMARegion6 and at facebook.com/FEMARegion6/.

alexa.brown Mon, 06/10/2024 - 15:42

Arkansans Can Apply for an SBA Loan

LITTLE ROCK, Ark. -- Federal disaster loans are now available to Arkansas businesses and residents impacted by the May 24-27 severe storms, straight-line winds, tornadoes and flooding. Residents and businesses in Baxter, Benton, Boone, and Marion counties are eligible to apply. 

FEMA partners with other agencies to help meet the needs of disaster survivors. The U.S. Small Business Administration (SBA) offers disaster loans in a declared major disaster area. As a matter of fact, 80% of SBA loans are for homeowners and renters. 

SBA is the largest source of funds for privately damaged properties after a disaster and are funded through the U.S. Treasury. The program is for the underinsured or the uninsured and covers deductibles, increased cost of compliance as well as losses not fully compensated by insurance or other recoveries. Survivors should not wait for an insurance settlement before submitting an SBA loan application. 

Interest rates can be as low as 4 percent for businesses, 3.25 percent for private nonprofit organizations and 2.688 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

Homeowners may be eligible for a disaster loan up to $500,000 for primary residence repairs or rebuilding. SBA may also be able to help homeowners and renters with up to $100,000 to replace important personal property, including automobiles damaged or destroyed in the disaster.

Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged property, destroyed real estate, machinery, equipment, inventory and other business assets. SBA can also lend additional funds to help with the cost of improvements to protect, prevent or minimize disaster damage from occurring in the future.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available to businesses regardless of any property damage.

If your application is approved, you are not obligated to accept an SBA loan. 

Applicants may apply online and receive additional disaster assistance information at SBA.gov/disaster. 

SBA representatives are available to provide one-on-one assistance to disaster loan applicants at the Disaster Recovery Center open in Benton County. 

Northwest Arkansas Community College

Becky Paneitz “Student Center,” SC 108

1211 SE Eagle Way

Bentonville, AR 72712

**Parking is available at 1202 Water Tower Road in the adjacent multi-level parking garage

Hours: 

Monday-Sunday 7 a.m. to 7 p.m.

Business owners may apply in-person by visiting a Business Recovery Center. There is currently a center at: 

Benton County

World Trade Center

3300 S. Market St., Ste. 400

Rogers, AR 72758

Hours: 

Monday-Friday: 8 a.m. to 5 p.m.

Saturday: 8 a.m. to 1 p.m.

Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. There is no cost to apply for an SBA disaster loan. 

The deadline to apply for property damage is July 29, 2024. The deadline to apply for economic injury is March 3, 2025.

For the latest information visit fema.gov/disaster/4788. Follow the FEMA Region 6 X.com account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

alexa.brown Mon, 06/10/2024 - 14:17

FEMA Clean and Sanitize Assistance Available

LITTLE ROCK, Ark. – If your home was damaged during the recent severe storms and tornadoes but you can still live in it safely, you may qualify for up to $300 from FEMA and the State to help with cleanup. This assistance is for eligible homeowners and renters whose homes were damaged between May 24-27.

You may qualify if:

• You live in a county designated for Individual Assistance: currently Baxter, Benton, Boone and Marion counties.
• If you own your home and a FEMA inspection determines it was damaged by the disaster, but is habitable; 
• If you are a renter and the inspector notes that you can live on the property, but cleanup is needed or has already been done.
• The damage is not covered by your insurance.
• FEMA determines your disaster-damaged home is safe to occupy.
• You save your receipts from any supplies, materials or paid help.

To apply for FEMA assistance, visit DisasterAssistance.gov, download the FEMA App or call the FEMA Helpline at 800-621-3362. Calls are accepted from 6 a.m. to 10 p.m. Central Time. Help is available in most languages; if you use a relay service such as video relay service (VRS) or captioned telephone service, give FEMA your number for that service when you call.

For in-person help, visit the Disaster Recovery Center, open 7 a.m. to 7 p.m. daily at:

Northwest Arkansas Community College

Becky Paneitz “Student Center,” SC 108

1211 SE Eagle Way

Bentonville, AR 72712

**Parking is available at 1202 Water Tower Road in the adjacent multi-level parking garage.

For the latest information, visit fema.gov/disaster/4788. Follow the FEMA Region 6 X account at X.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

alexa.brown Mon, 06/10/2024 - 14:02

Ellis, Navarro, Terrell Counties Eligible for FEMA Assistance

AUSTIN -- Homeowners and renters in Ellis, Navarro and Terrell counties are now eligible for FEMA assistance after the severe storms, straight-line winds, tornadoes and flooding April 26-June 5.

Eligible applicants may qualify for serious needs assistance, basic home repairs, personal property losses and other eligible expenses related to storm damage. Previously, households in Austin, Bell, Calhoun, Collin, Cooke, Coryell, Dallas, Denton, Eastland, Falls, Guadalupe, Hardin, Harris, Henderson, Hockley, Jasper, Jones, Kaufman, Lamar, Leon, Liberty, Montague, Montgomery, Newton, Polk, San Jacinto, Smith, Trinity, Tyler, Van Zandt, Walker and Waller counties were approved for assistance. 

To apply, homeowners and renters can:

• Go online to disasterassistance.gov/
• Download the FEMA App for mobile devices
• Call the FEMA helpline at 800-621-3362 between 6 a.m. and 10 p.m. Help is available in most languages. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA your number for that service.
• Visit any Disaster Recovery Center. For locations and hours, go online to fema.gov/drc.

For more information, visit fema.gov/disaster/4781. Follow FEMA Region 6 on social media at x.com/FEMARegion6 and at facebook.com/FEMARegion6/.

To view an accessible video about how to apply visit: Three Ways to Register for FEMA Disaster Assistance - YouTube.

alexa.brown Sat, 06/08/2024 - 23:03

FEMA Cost-Share Adjustment Means More Funds for Hawaiʻi

HONOLULU – President Biden has made additional disaster assistance available to the State of Hawaiʻi by authorizing an increase in federal funding for emergency protective measures taken as a result of the  Aug. 8 wildfires and high winds in Hawaiʻi and Maui counties. 

The president’s approval to increase funding provided through FEMA’s Public Assistance program was signed June 5. 

Due to the scale and amount of damage caused by the wildfires, federal funds for emergency protective measures conducted in Hawaiʻi and Maui counties are now authorized at 100% of the total eligible costs for 180 days from Aug. 8 to Feb. 4. This added flexibility—the maximum authorized under FEMA’s Public Assistance program—allows the state and local communities to maximize cost savings for the initial 180day period when the greatest costs were incurred. 

FEMA’s Public Assistance program is a cost-sharing program and FEMA’s largest grant program, providing funding to help communities respond to and recover from major presidentially declared disasters or emergencies. 

Two days after the wildfires, the president approved a major disaster declaration. That Aug. 10 declaration made Public Assistance funding available to help pay for emergency services to save lives and protect property, for debris removal and for projects to permanently restore community infrastructure damaged or destroyed in the wildfires. 

On Sept. 8, the federal share for Public Assistance projects was increased to 90% of total eligible costs. By the end of September, federal funding for debris removal specifically was authorized at 100% of the total eligible costs for a continuous 180-day period of the state’s choosing within a nine-month period of the incident start date. As a result of the president’s June 5 approval, the federal share for all such Public Assistance projects are 100% of total eligible costs from Aug. 8 to Feb. 4.   

Under Public Assistance, the federal share of funding is reimbursed through the Hawaiʻi Emergency Management Agency to disburse to agencies, local governments and certain private nonprofit organizations that incurred those costs. The remaining 10% represents nonfederal funds. 

For the latest information on the Maui wildfire recovery efforts, visit mauicounty.gov, mauirecovers.org, fema.gov/disaster/4724 and Hawaii Wildfires - YouTube. Follow FEMA on social media: @FEMARegion9 and facebook.com/fema. You may also get disaster assistance information and download applications at sba.gov/hawaii-wildfires.

shannon.carley Fri, 06/07/2024 - 21:08

Meet with FEMA Disaster Survivor Assistance Crews in Harrison and Summit

LITTLE ROCK, Ark – FEMA Disaster Survivor Assistance crews are available in Boone and Marion counties to assist Arkansans with their recovery from the May 24-27 severe storms, straight-line winds, tornadoes and flooding.

These crews can help impacted residents apply for FEMA assistance and answer questions about specific cases and the types of assistance available. This is a combined effort by the state and FEMA to continue to reach those in need.

Crews are available 8 a.m. to 6:30 p.m. daily at:

Boone County Government Building and Assessor’s Office

220 N. Arbor Drive

Harrison, AR 72602

Marion County Fairgrounds

513 E. Seawell Ave.

Summit, AR 72677

Residents impacted by the storms in Baxter, Benton, Boone and Marion counties do not have to meet with FEMA in person to apply for assistance. The fastest way to apply is online at DisasterAssistance.gov. Survivors can also apply by phone at 800-621-3362. Calls are accepted every day from 6 a.m. to 10 p.m. Central Time. Help is available in most languages – if you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.

Residents should be prepared to provide the following information when applying with FEMA:

• Social Security number
• Address of the damaged property
• Description of the damage
• Information about insurance coverage
• A current contact telephone number
• An address where you can receive mail
• Bank account and routing numbers for direct deposit of funds

For the latest information visit fema.gov/disaster/4788. Follow the FEMA Region 6 Twitter account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

alexa.brown Fri, 06/07/2024 - 20:51

New Hours for Barnsdall Disaster Recovery Center

OKLAHOMA CITY –  The Disaster Recovery Center in Barnsdall will change its hours. Starting Saturday, June 8, it will be open:

• 9 a.m. to 5 p.m. Saturday
• 8 a.m. to 6 p.m. Monday through Friday
• Closed Sunday

The center’s address is:

Early Childhood Learning Center
401 S. 10th St.
Barnsdall, OK 74002

Residents and businesses in Carter, Craig, Hughes, Johnston, Kay, Lincoln, Love, McClain, Murray, Nowata, Okfuskee, Okmulgee, Osage, Ottawa, Pontotoc, Pottawatomie, Washington and Washita counties can visit the center to apply for FEMA assistance, upload documents and learn about available resources. Recovery specialists from FEMA, the U.S. Small Business Administration and other organizations are available to meet with visitors – no appointment is needed.

For the latest information about Oklahoma’s recovery, visit fema.gov/disaster/4776. Follow the FEMA Region 6 Twitter account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

FEMA Civil Rights Office works to ensure assistance is distributed equitably, without regard to race, color, national origin, sex, age, disability, English proficiency, or economic status. Any disaster survivor or member of the public may contact the Civil Rights Office if they feel that they are the victim of discrimination. FEMA’s Civil Rights Office can be contacted toll-free at 833-285-7448. Multilingual operators are available by pressing #2 for Spanish.

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alexa.brown Fri, 06/07/2024 - 20:29

Ardmore Disaster Recovery Center Closing June 8

OKLAHOMA CITY – The Disaster Recovery Center in Ardmore will close Saturday, June 8, at 7 p.m.

The center will be open 7 a.m. to 7 p.m. June 7 and 8. It is located at:

Carter County Health Department
405 S. Washington St.
Ardmore, OK 73401

Residents have four other options to get assistance:

• Call the FEMA Helpline at 800-621-3362 from 6 a.m. to 10 p.m. Central Time. Help is available in most languages; if you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA your number for that service.
• Go online to DisasterAssistance.gov.
• Download the FEMA App.
• Visit any other Disaster Recovery Center. For locations and hours, visit fema.gov/drc.

For the latest information about Oklahoma’s recovery, visit fema.gov/disaster/4776. Follow the FEMA Region 6 Twitter account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

FEMA Civil Rights Office works to ensure assistance is distributed equitably, without regard to race, color, national origin, sex, age, disability, English proficiency, or economic status. Any disaster survivor or member of the public may contact the Civil Rights Office if they feel that they are the victim of discrimination. FEMA’s Civil Rights Office can be contacted toll-free at 833-285-7448. Multilingual operators are available by pressing #2 for Spanish.

alexa.brown Fri, 06/07/2024 - 20:23

Claims Office Exceeds $770 Million Paid to Claimants, Pays For 2,800 Flood Insurance Policies Through the National Flood Insurance Program

SANTA FE, N.M. – As a result of the FEMA Hermit’s Peak/Calf Canyon Claims Office’s continued improvements in the processing and payment of claims, the Office has now paid more than $770 million to claimants. And in an unprecedented coordination with the National Flood Insurance Program (NFIP), the Claims Office paid nearly 2,800 insurance premiums for claimants affected by the Hermit’s Peak/Calf Canyon Fire and subsequent flooding. These milestones represent significant achievements by the Claims Office and demonstrate an ongoing commitment to maximizing compensation to claimants.

Those who opted into flood insurance coverage through the NFIP will receive five years of flood insurance protection, with premiums paid by the Claims Office. This is the first time FEMA has provided 5-year flood protection coverage in response to a disaster, which will help cover costs of potential future damages at no cost to the claimant. 

“We recognize that because of the Hermit’s Peak/Calf Canyon Fire, community members face a significant risk of future flooding,” said Jay Mitchell, Director of Operations of the New Mexico Joint Recovery Office. “With FEMA’s flood protection for the next five years, we hope that homeowners and renters feel safer knowing that their homes and contents will be covered should any flooding occur.”

NFIP coverage is one way the Claims Office is supporting individuals through risk reduction. This milestone comes alongside Claims Office improvements that have significantly increased the speed of payments to claimants. As of June 7, more than $770 million has been paid to more than 4,300 claims have been paid. 

Individuals can learn more about other risk reduction and mitigation activities by contacting their claims Navigator or reaching out to the Claims Office at 505-995-7133.

FEMA’s Hermit’s Peak/Calf Canyon Claims Office is committed to meeting the needs of people impacted by the Hermit’s Peak/Calf Canyon Fire and subsequent flooding by providing full compensation available under the law as expeditiously as possible. 

Anyone impacted by the Hermit’s Peak/Calf Canyon Fire and subsequent flooding is encouraged to visit any one of our three Claims Offices. Visit fema.gov/disaster/current/hermits-peak/contact-us for locations and hours.

For information and updates regarding the Claims Office, please visit the Hermit’s Peak/Calf Canyon Claims Office website at fema.gov/hermits-peak. For information in Spanish, visit fema.gov/es/hermits-peak. You can also follow our Facebook page and turn notifications on to stay up to date about the claims process, upcoming deadlines and other program announcements at facebook.com/HermitsPeakCalfCanyonClaimsOffice.

erika.suzuki Fri, 06/07/2024 - 17:18