FEMA Region 3 Updates Guidance on COVID-19 Funeral Expense Aid

PHILADELPHIA – The COVID-19 pandemic has taken a toll on all Americans, especially those who suffered loss due to the virus. FEMA Region 3 remains committed to easing the financial burden on the thousands of families in the mid-Atlantic region who incurred funeral expenses due to the virus.

FEMA has amended the agency’s COVID-19 funeral assistance policy to assist with COVID-19 related fatalities that occurred in the early months of the pandemic. This policy change will allow applicants to submit a statement or letter from the death certificate’s certifying official, medical examiner, or coroner that attributes the death to COVID-19 fatalities that occurred between Jan. 20 and May 16, 2020.

A new video, available by clicking https://www.youtube.com/watch?v=7jWCIQK7BQs, explains the changes.

“The Biden-Harris administration is committed to supporting those who suffered losses as a result of COVID-19,” said FEMA Region 3 Regional Administrator MaryAnn Tierney. “FEMA and our partners are working together to make sure everyone who is eligible for funeral assistance can access and receive it.”   

Applicants who incurred COVID-19-related funeral expenses between Jan. 20 and May 16, 2020, will be able to submit a death certificate that does not attribute the death to COVID-19 along with a signed statement from the certifying official listed on the death certificate, coroner, or medical examiner linking the death to COVID-19. The written statement must show an explanation linking the cause of death listed on the death certificate to the virus and should be submitted with the death certificate.

Applicants also retain the option of contacting the individual who certified the death to request a death certificate amendment if they can provide justification demonstrating the death should be attributed to COVID-19. The certifying individual’s name and address should be on the death certificate.

For deaths occurring after May 16, 2020, COVID-19 funeral assistance documentation must include a copy of a death certificate that attributes the death to COVID-19.

Individuals who would like to apply for assistance should call the COVID-19 Funeral Assistance Helpline tollfree, at 844-684-6333 | TTY: 800-462-7585 from 9 a.m. to 9 p.m. ET, Monday - Friday. Applicants who use a relay service, such as a videophone, InnoCaption or CapTel should provide FEMA with the specific number assigned to them for that service so agency representatives are able to contact them. Phone calls from FEMA may come from an unidentified number.

 

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For questions about FEMA, please contact FEMA Region 3 Office of External Affairs at (215) 931-5597 or femar3newsdesk@fema.dhs.gov.  

FEMA’s mission is helping people before, during, and after disasters. FEMA Region 3’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia. Follow us on Twitter at twitter.com/femaregion3 and on LinkedIn at linkedin.com/company/femaregion3

amanda.hancher Fri, 07/09/2021 - 17:03

15 Florida Counties Added to Tropical Storm Elsa Emergency Declaration

ATLANTA - An additional 15 Florida counties are designated for federal emergency aid to supplement state, local and tribal response efforts for areas affected by Tropical Storm Elsa beginning on July 4 and continuing.

Alachua, Columbia, Dixie, Franklin, Gilchrist, Hamilton, Jefferson, Lake, Lafayette, Madison, Marion, Sumter, Suwannee, Taylor and Wakulla counties have been added to the emergency declaration approved by the President on July 4, 2021. 

Under the emergency declaration, FEMA is authorized to coordinate all disaster relief efforts which have the purpose of alleviating the hardship and suffering caused by the emergency and, to provide appropriate assistance for required emergency measures authorized under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to save lives, to protect property, public health and safety, and to lessen or avert the threat of a catastrophe. 

Specifically, FEMA is authorized to identify, mobilize and provide at its discretion, equipment and resources necessary to alleviate the impacts of the storm. Emergency protective measures limited to direct Federal assistance and reimbursement for mass care including evacuation and shelter support will be provided at 75% federal funding. 

The complete list of counties included in the emergency declaration: Alachua, Charlotte, Citrus, Collier, Columbia, DeSoto, Dixie, Franklin, Gilchrist, Hamilton, Hardee, Hernando, Hillsborough, Jefferson, Lake, Lafayette, Lee, Levy, Madison, Manatee, Marion, Miami-Dade, Monroe, Pasco, Pinellas, Sarasota, and Sumter, Suwannee, Taylor and Wakulla.

neily.chapman Thu, 07/08/2021 - 21:17

FEMA exhorta a los habitantes en la costa del Atlántico central a estar preparados para el clima severo durante el paso de la tormenta tropical Elsa

Contacto para la prensa: femar3newsdesk@fema.dhs.gov

PHILADELPHIA – A medida que la tormenta tropical Elsa se acerca al Atlántico central, la Agencia Federal para el Manejo de Emergencias (FEMA, por sus siglas en inglés) exhorta a los residentes y propietarios de negocios con intereses en el Atlántico central a estar atentos a las condiciones meteorológicas y a prepararse para posibles peligros como inundaciones, tornados y apagones. Sólo hace falta una tormenta para cambiar su vida, y esa tormenta no tiene que ser necesariamente un huracán para causar daños.

"Las tormentas tropicales y los huracanes no son sólo una amenaza costera. Pueden causar fuertes lluvias, inundaciones y vientos dañinos lo suficientemente tierra adentro como para que todo el Atlántico central esté en riesgo de estos impactos", dijo la administradora de la Región 3 de FEMA, MaryAnn Tierney. "FEMA está preparada para responder y apoyar a las comunidades del Atlántico central. Usted debe tomar medidas para conocer su riesgo y prepararse para el clima severo. Puede comenzar descargando la aplicación móvil de FEMA en su teléfono para recibir alertas meteorológicas del Servicio Meteorológico Nacional y ver consejos de preparación y listas de cotejo", añadió.

Consejos de preparación

• Siga siempre las instrucciones de los funcionarios locales de seguridad pública durante las emergencias meteorológicas severas.
• Si se le indica que busque refugio o desaloje, hágalo sin demora. No permita que el miedo a COVID-19 le impida buscar refugio con otras personas si esa es su única opción.
• Tenga varias formas de recibir avisos y alertas del Servicio Meteorológico Nacional. No confíe en una sola fuente de información de alertas meteorológicas. 

• Active las Alertas Inalámbricas de Emergencia (WEA, por sus siglas en inglés) en la configuración de su teléfono inteligente.
• Mantenga una radio del tiempo de NOAA sintonizada en su estación local de emergencias.
• Inscríbase en el sistema de alerta de su comunidad. Permanezca atento a la información más reciente. Siga las indicaciones de sus funcionarios locales y consulte los medios de comunicación y los informes meteorológicos a través de fuentes oficiales, incluidas las redes sociales.
• Al descargar la aplicación móvil de FEMA, podrá recibir alertas meteorológicas del Servicio Meteorológico Nacional para hasta cinco lugares diferentes en cualquier parte de los Estados Unidos.
• Acostúmbrese a verificar las condiciones del tiempo con regularidad. Pueden ser las noticias en la televisión, una aplicación meteorológica en su teléfono inteligente o un servicio meteorológico en línea. Al visitar www.weather.gov e introducir su código postal, siempre obtendrá un pronóstico preciso y le informará de cualquier peligro en su área.

• ¡Conozca su zona! Familiarícese con su zona de evacuación, la ruta de evacuación y los lugares de refugio.
• Tome medidas para protegerse a sí mismo y sus pertenencias:
  • Reúna alimentos, agua y otros suministros de emergencia para cada miembro de su familia. No se olvide de los niños y las mascotas. Tenga en cuenta las necesidades específicas de cada persona, incluidos los medicamentos. Para obtener una lista completa de suministros de emergencia, visite www.ready.gov/es/kit.
  • Guarde los documentos importantes en un lugar seguro o haga copias digitales protegidas por contraseña. Considere la posibilidad de utilizar un recipiente impermeable para guardar las copias.
  • Despeje los desagües y drenajes para que el agua fluya. Instale válvulas de retención en las tuberías para evitar obstrucciones.
  • Utilice un generador u otra maquinaria que funcione con gasolina SOLO en el exterior y lejos de las ventanas.
  • Verifique que sus vecinos estén seguros y preparados.
  • Documente su propiedad por adelantado, incluyendo fotografías, en caso de que tenga que hacer una reclamación al seguro.
  • Cuando se refugie en su casa, busque una habitación interior en el nivel más bajo posible y lejos de las ventanas. Agáchese y cúbrase debajo o al lado de algún objeto resistente.
  • Visite www.Listo.gov o hable con su funcionario local de manejo de emergencias si tiene preguntas o necesita ayuda para elaborar su plan de seguridad para condiciones de clima severo.
  • Si usted es una persona con discapacidad, o con necesidades funcionales o de acceso, visite www.ready.gov/es/discapacidad para obtener consejos especializados de preparación y planificación.

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La misión de FEMA es ayudar a las personas antes, durante y después de los desastres. La jurisdicción de la Región 3 de FEMA incluye a Delaware, el Distrito de Columbia, Maryland, Pennsylvania, Virginia y West Virginia.

Siga nuestra cuenta de Twitter en twitter.com/femaregion3 y de LinkedIn en linkedin.com/company/femaregion3.

gabriel.lugo Thu, 07/08/2021 - 15:57

FEMA Urges Mid-Atlantic Residents to Prepare for Severe Weather as Tropical Storm Elsa Approaches

PHILADELPHIA – As Tropical Storm Elsa approaches the Mid-Atlantic, the Federal Emergency Management Agency (FEMA) is encouraging residents and business owners with interests in the Mid-Atlantic to stay aware of the weather and prepare for possible hazards such as flooding, tornadoes, and power outages. It only takes one storm to change your life, and that storm does not necessarily need to be a hurricane to cause damage.

“Tropical storms and hurricanes are not just a coastal threat. They can bring heavy rain, flooding, and damaging winds far enough inland that the entire Mid-Atlantic is at risk of these impacts,” said FEMA Region 3 Administrator MaryAnn Tierney. “FEMA is prepared to respond and support Mid-Atlantic communities. You should take steps to know your risk and prepare for severe weather. You can get started by downloading the FEMA App to your phone to get weather alerts from the National Weather Service and view preparedness tips/checklists.”

Preparedness Tips

• Always follow instructions from your local public safety officials during severe weather emergencies.
• If told to seek shelter or evacuate, do so without delay. Do not allow a fear of COVID-19 to prevent you from seeking shelter with others if that is your only option.
• Have several ways to receive warnings/alerts from the National Weather Service. Do not rely on a single source of weather alert information.

• Turn ON Wireless Emergency Alerts (WEAs) in your smartphone settings.
• Keep a NOAA Weather radio tuned to your local emergency station.
• Sign up for your community’s warning system. Stay tuned for the latest information. Follow the guidance of your local officials and check media and weather reports via official sources, including social media.
• By downloading the FEMA app, you can receive weather alerts from the National Weather Service for up to five different locations anywhere in the United States.
• Make a habit of checking the weather regularly. This could be TV news, a weather app on your smartphone, or an online weather service. Visiting www.weather.gov and entering your zip code will always give you an accurate forecast and inform you of any hazards in your area.

• Know Your Zone! Become familiar with your evacuation zone, the evacuation route and shelter locations.
• Take steps to protect yourself and your property:
  • Gather food, water, and other emergency supplies for each member of your family. Don’t forget children and pets! Keep in mind each person’s specific needs, including medication. For a full list of emergency supplies, visit www.ready.gov/kit
  • Keep important documents in a safe place or create password-protected digital copies. Consider using a waterproof container to store the copies.
  •  Declutter drains and gutters to allow water to flow. Install check valves in plumbing to prevent backups.
  • Use a generator or other gasoline-powered machinery outdoors ONLY and away from windows.
  • Check on your neighbors to make sure they are safe and prepared.
  • Document your property in advance, including photographs, in case you need to make an insurance claim.

• When sheltering in your home, find an interior room on the lowest possible level and away from windows. Duck and cover under or next to a sturdy object.
• Visit www.ready.gov or talk to your local emergency manager if you have questions or need help making your severe weather safety plan.
• If you are an individual with a disability, access, or functional needs, please visit www.ready.gov/disability for specialized preparedness and planning tips.

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FEMA’s mission is helping people before, during, and after disasters. FEMA Region 3’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia.

Follow us on Twitter at twitter.com/femaregion3 and on LinkedIn at linkedin.com/company/femaregion3

amanda.hancher Thu, 07/08/2021 - 14:38

Department of Transportation and Public Works to Rebuild the Island’s Roads with $299 Million from FEMA

The removal and replacement of signs on the island's public roads is progressing with over 3,000 signs installed

GUAYNABO, Puerto Rico — To date, the Federal Emergency Management Agency (FEMA) has obligated nearly $299 million to the Department of Transportation and Public Works (DTOP, by its Spanish acronym) to repair damage and optimize state roads and bridges. This includes nearly $92 million approved during 2021 to address infrastructure in nearly 30 municipalities.

The obligations represent permanent work projects to address over 250 damaged areas across the island’s roads and bridges.

“Together with the government of Puerto Rico, we are committed to helping repair, modernize and strengthen road safety on the island’s highway network. Each project that receives a funding obligation from our agency brings us closer to that goal,” said FEMA Federal Disaster Recovery Coordinator José G. Baquero.

An element that deals with highway safety is the replacement and installation of thousands of road signs that were affected by Hurricane María. To that end, the Agency earmarked over $28.3 million for a project to replace signs on 238 highways in Puerto Rico, extending 496 miles from San Juan to Aguadilla.

DTOP reported that over 300 signs and poles have been removed, while the installation of signs and plaques exceeds 3,000 units. The installation of signs in the Ponce and Guayama regions will begin soon, while the manufacturing of signs for the Humacao region continues. The production of road signage represents a positive impact on the manufacturing sector, since some are made by contractors in Humacao, Guayama, Mayagüez and Ponce.

In addition, over $3.5 million was allocated to repair several roads in the central part of the island. This obligation includes $1.8 million to rebuild three segments of PR-612 in Utuado, including a three-span bridge that suffered severe damage and serves as the main road for residents of the Don Alonso and Caonillas Abajo neighborhoods. It also includes $1.6 million to repair nine segments of PR-531 in Jayuya.

For his part, community leader and president of COSSAO, Francisco "Tito" J. Valentín Soto, said that these awards will not only help the communities of the Don Alonso and Caonillas Abajo neighborhoods, but will also help the town's economy. “This bridge and the roads are on the way to a large sector that gives access to Dos Bocas Lake, including the tourist area. In this area there is a parador known as Casa Grande, plus a cabin project is underway, both of which are important for recreational and economic activity in the community,” added Valentín Soto.

Likewise, over $4.7 million was allocated to DTOP to repair several sections of PR-742 and PR-738 in Cayey. Furthermore, repairs will be completed on the PR-7731 Road in Cidra which provides access to main roads and businesses for about 9,000 residents of the Carite, Vegas, Montellano and Quebrada Arriba neighborhoods.

To prevent landslides due to excessive rainfall, the existing embankment fill on these roads will be replaced with gabion walls. The work also includes the construction of concrete curbs and gutters, the replacement of drainage pipes, and the installation of several segments of guardrails. An allocation of about $19,000 for mitigation works will allow for permanent solutions to be implemented and prevent similar damage.

“Commitment to the restoration of the main public roads is our north. Every day we face new challenges and we do not stop to achieve this and complete our established goals. We continue working tirelessly to provide thousands of drivers with safe roads in good condition, where they can reach their destinations without inconveniences,” said DTOP Secretary Eileen M. Velez Vega. 

Manuel A. Laboy Rivera, Executive Director of the Central Office of Recovery, Reconstruction and Resiliency (COR3), said that DTOP has approximately 21 auctions in process for the development of design phases, which represent an investment of $107 million in road infrastructure in various municipalities once construction begins. “The COR3 team will continue to work closely with DTOP staff to assist in the procedures related to these processes and ensure that the projects materialize,” Laboy Rivera said.

For more information on Puerto Rico's recovery from Hurricane María, please visit fema.gov/es/disaster/4339 and recuperacion.pr. Follow our social media pages at Facebook.com/FEMAPuertoRico, Facebook.com/COR3pr and Twitter @COR3pr.

frances.acevedo-pico Thu, 07/08/2021 - 10:50

Las cartas de determinación pueden ayudarle a encontrar respuestas de asistencia por desastre

CHARLESTON, W.Va. - Si recibió una carta de FEMA que dice que usted es no es elegible para ayuda o que “no hay una decisión”, lea la carta atentamente. Es posible que FEMA necesite más información suya para continuar procesando su solicitud. Si usted tiene seguro y solicita asistencia federal, debe presentarle un reclamo a su compañía de seguros. Si corresponde, deberá presentar una copia de la aprobación de liquidación o la carta de negativa de su seguro.

Algunos motivos frecuentes para que determinen que no es elegible o para recibir “no hay una decisión” incluyen:

• Usted está asegurado. FEMA no va a duplicar beneficios que estén cubiertos por un seguro, pero usted puede ser elegible para recibir ayuda por pérdidas que no estén cubiertas o que superen la cobertura de su seguro. Deberá presentar una copia de la aprobación de liquidación o de la carta de negativa de su seguro a FEMA. Si la liquidación de su seguro es insuficiente para cubrir sus necesidades relacionadas con el desastre, es posible que usted sea elegible para asistencia federal. Póngase en contacto con FEMA para proveer cualquier información o documentación adicional.
• Usted informó que no tenía ningún daño o que el daño era mínimo cuando se inscribió en FEMA. Si informó que su casa no tenía ningún daño relacionado con el desastre, pero después descubrió que no está habitable, póngase en contacto con FEMA para informarlo. Documentación de un funcionario o un contratista local que respalde su apelación puede ayudarle a demostrar que su vivienda no está habitable.
• Comprobante de ocupación. Cuando FEMA no pueda verificar la ocupación de su residencia primaria, es posible que usted deba proveer documentación, como facturas de servicios públicos, un estado de cuenta bancaria o de tarjeta de crédito, la factura del teléfono, comprobantes de pago, una licencia de conducir, tarjeta de ID emitida por el estado o una tarjeta de registro de votante que muestre la dirección de la vivienda dañada.
• Sin asistencia inicial para alquiler. Usted le indicó al inspector que no quería mudarse mientras su vivienda dañada era reparada. Eso hizo que no fuera elegible para asistencia para alquiler temporal de FEMA. Si después encuentra otros daños en su casa o sus necesidades de vivienda han cambiado, póngase en contacto con FEMA lo antes posible para actualizar el estado de su vivienda y explicar por qué tiene necesidad de reubicarse.
• No hubo comunicación con FEMA. Si se perdió una inspección y no hizo seguimiento con FEMA, su asistencia podría verse afectada. Asegúrese de que FEMA tenga su información de contacto. Si no puede reunirse con un inspector como se había planificado, informe a FEMA. Debe saber que un código de área de fuera del estado en una llamada entrante puede ser FEMA intentando comunicarse con usted.
• Su casa se puede ocupar en condiciones seguras. La asistencia para vivienda de FEMA habitualmente solo cubre costos para hacer que su casa sea habitable. Los daños a espacios no esenciales, jardines o alimentos arruinados no están cubiertos por las subvenciones de FEMA.
• Solicite un préstamo de la Agencia Federal para el Desarrollo de la Pequeña Empresa (SBA, por sus siglas en inglés). La asistencia de FEMA quizá no cubra todos los daños o las pérdidas de bienes. Sin embargo, una solicitud de préstamo de la SBA puede hacer que haya asistencia de FEMA disponible para reemplazar artículos del hogar esenciales, para reemplazar o reparar un vehículo dañado o para pagar costos de almacenamiento. Es crucial que la solicitud de préstamo de la SBA se complete y envíe antes de que se pueda considerar otra asistencia de FEMA.

Si tiene preguntas o necesita hablar sobre su situación de elegibilidad, llame al 800-621-3362, donde le atenderán todos los días de 7 a. m. a 11 p. m., hora del este. Hay operadores multilingües disponibles.

Los solicitantes pueden apelar una determinación de FEMA. Para hacerlo, debe presentar información de respaldo y una carta que describa en detalle el o los motivos de su apelación.

Debe incluir su nombre completo, el número de solicitud de FEMA y el número del desastre, la dirección de residencia primaria previa al desastre y un número de teléfono y una dirección actuales en todos los documentos que presente. Puede buscar el número de solicitud y el de desastre impresos en la página 1 de su carta de determinación.

Puede enviar su apelación y cualquier documentación asociada por los siguientes medios:

1. Enviando por correo los documentos y la carta en un plazo de 60 días después de recibir su carta de determinación a la dirección que sigue. Su carta y los documentos que la acompañen deben estar matasellados dentro de los 60 días posteriores a la fecha que figure en su carta de FEMA referida a su elegibilidad.

FEMA National Processing Service Center

P.O. Box 10055

Hyattsville, MD 20782-7055

2. Subiendo su documentación en línea en disasterassistance.gov.
3. Enviando su información por fax al 800-827-8112.

Los sobrevivientes deben llamar al 800-621-3362 (TTY: 800-462-7585) para registrarse. Las personas que usan un servicio de retransmisión, como un videoteléfono, Innocaption o Capitel, deben notificar a FEMA su número específico asignado para ese servicio. Los sobrevivientes también pueden registrarse en línea en disasterassistance.gov.

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La misión de FEMA es ayudar a las personas antes, durante y después de los desastres.

La asistencia para recuperación por desastre está disponible sin distinción de raza, color, religión, nacionalidad, sexo, edad, discapacidad, dominio del inglés o situación económica. Si usted o alguien que usted conoce ha sido discriminado, llame sin costo a FEMA al 800-621-3362 (TTY: 800-462-7585). Hay operadores multilingües disponibles. (Marque 2 para español).

Síganos en Twitter en twitter.com/FEMAregion3.

amanda.hancher Wed, 07/07/2021 - 20:23

One Day Left to Register for Federal Assistance for Spring Storms

NASHVILLE, Tenn.  – Homeowners and renters in Davidson, Williamson and Wilson counties with uninsured damage or losses from the March 25 – April 3, 2021 severe storms have one day left to apply to FEMA for federal disaster assistance and to the U.S. Small Business Administration for low-interest disaster loans.

The deadline for both is Wednesday, July 7, 2021

Although FEMA cannot duplicate insurance payments, eligible homeowners and renters with insurance should still register. You may be able to receive a grant from FEMA for losses not covered by your insurance such as basic home repairs, replacing personal property, or receive temporary rental assistance.

You may register in one of the following ways:

• Going online at DisasterAssistance.gov.
• Downloading the FEMA app: fema.gov/mobile-app
• Calling the FEMA Helpline at 800-621-3362 or TTY 800-462-7585

    Those who use a relay service such as a videophone, InnoCaption or CapTel should alert FEMA as to the specific               

    number assigned to that service.

FEMA specialists are available at the Helpline to answer your questions about how to register for federal disaster assistance, explain what’s happening with your application and give tips on how you can get help for damage your insurance does not cover.

 

After registering with FEMA, many residents are automatically referred to the U.S. Small Business Administration to apply for a low-interest disaster loan. SBA’s disaster loans are the largest source of long-term federal disaster recovery funds for residents, businesses of all sizes and private nonprofit organizations. Loans may be available for up to $200,000 to repair or replace your primary residence. For replacement of personal property, loans up to $40,000 may be available. The cap for disaster loans to businesses of any size and private nonprofit organizations: up to $2 million.

To apply for a disaster loan, you can go to https://DisasterLoanAssistance.sba.gov/ela/s/. You may also call SBA’s Customer Service Center. The center is open 7 a.m. to 7 p.m. Central Time, seven days a week. Individuals who are deaf or hard‑of‑hearing may call 800-877-8339.  The Virtual Disaster Loan Outreach Center/Business Recovery Center (VDLOC/VBRC) is open: Monday - Sunday (7 days/week) Hours: 8 a.m. – 8 p.m. (Eastern Time)

There is no obligation to take an SBA disaster home loan or cost to apply. Residents that are declined for an SBA loan will be referred to FEMA for grant consideration.

For more information on Tennessee’s disaster recovery, visit www.tn.gov/tema.html and www.fema.gov/disaster/4601. You may also follow FEMA on www.facebook.com/fema and Twitter @FEMARegion4.

felicia.jordan Wed, 07/07/2021 - 17:49

West Virginians: You Have Less Than Two Weeks Left to Register With FEMA

CHARLESTON, W.Va. – If you suffered damage or losses from the Feb. 27-March 4 severe storms and flooding, you have less than two weeks left to register with the Federal Emergency Management Agency (FEMA) for federal disaster assistance. The deadline to register is Monday, July 19.

Individual disaster assistance grants for homeowners and renters are available to eligible residents of Cabell, Kanawha, Mingo and Wayne counties.

Here is how to register:

• Call 800-621-FEMA (3362) or TTY 800-462-7585
• Online at DisasterAssistance.gov
• By downloading the FEMA app

FEMA grants do not have to be repaid. FEMA assistance is nontaxable and will not affect eligibility for Social Security, Medicaid or other federal benefits.

You should register even if you have insurance. FEMA cannot duplicate insurance payments, but if you have losses insurance doesn’t cover, you may receive help from FEMA after your insurance claims are settled.

To fully cover your losses, you may also need a low interest disaster loan. The U.S. Small Business Administration (SBA) provides these loans, not just for small businesses, but also for renters, homeowners, businesses of any size and private nonprofits to cover uncompensated real or personal property losses. The deadline to apply for an SBA physical damage loan is the same as for FEMA assistance, Monday, July 19. There is no fee to apply for a loan and you do not have to accept one even if it is offered.

For more information about SBA loans, call SBA’s Disaster Assistance Customer Service Center at 800-659-2955, email FOCE-Help@sba.gov or visit https://disasterloanassistance.sba.gov. TTY users can call 800-877-8339. 

For more information on West Virginia’s disaster recovery, visit www.fema.gov/disaster/4605. Learn more about Disaster Assistance at  www.disasterassistance.gov. For guidance about the Disaster Assistance application process, visit www.fema.gov/assistance/individual/program#apply.

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FEMA’s mission is helping people before, during, and after disasters. FEMA Region 3’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia.

Follow us on Twitter at twitter.com/femaregion3 and on LinkedIn at linkedin.com/company/femaregion3

amanda.hancher Wed, 07/07/2021 - 14:57

Determination Letters Can Help You Find Disaster Assistance Answers

CHARLESTON, W.Va. – If you received a letter from FEMA that says you’re ineligible for help or that there is “no decision,” read the letter carefully. FEMA may need additional information from you to continue processing your application. If you have insurance and are applying for federal assistance, you must file a claim with your insurance provider. If applicable, you will need to provide a copy of your insurance settlement approval or denial letter.

 

A few common reasons for being determined ineligible or receiving “no decision” include:

• You are insured. FEMA will not duplicate benefits that are covered by insurance, but you may be eligible for help with losses not covered or those in excess of your insurance coverage. You must provide a copy of your insurance settlement approval or denial letter to FEMA. If your insurance settlement is insufficient to meet your disaster-related needs, you may be eligible for federal assistance. Contact FEMA to provide any additional information or documentation.
• You reported no home damage or minimal damage when you registered with FEMA. If you reported your home had no disaster-related damage but later discover it’s not habitable, contact FEMA to let them know. Documentation from a local official or contractor supporting your appeal may help you prove that your home is not habitable.
• Proof of occupancy. When FEMA is unable to verify the occupancy of your primary residence, you may need to provide documentation, such as utility bills, a bank or credit card statement, phone bill, pay stubs, a driver’s license, state-issued ID card or voter registration card showing the damaged dwelling’s address.
• No initial rental assistance. You indicated to the inspector that you were not willing to move while your damaged home was being repaired. This made you ineligible for FEMA temporary rental assistance. If you later found further damage to your home or your housing needs have changed, contact FEMA as soon as possible to update your housing status and explain why you have a need to relocate.
• No communication with FEMA. If you missed an inspection and did not follow up with FEMA, your assistance could be affected. Make sure that FEMA has your contact information. If you are unable to meet with an inspector as planned, let FEMA know. Be aware that an out-of-state area code on an incoming call may be FEMA trying to reach you.
• Your home is safe to occupy. FEMA housing assistance typically only covers costs to make your home habitable. Damage to non-essential space, landscaping or spoiled food is not covered by FEMA grants.
• Apply for a Small Business Administration (SBA) loan. Assistance from FEMA may not cover all damage or property loss. An SBA loan application, however, may make FEMA assistance available to replace essential household items, replace or repair a damaged vehicle, or pay storage costs. It is critical that the SBA loan application be completed and returned before further FEMA assistance may be considered.

If you have questions or need to speak about your eligibility status, call 800-621-3362, open daily from 7 a.m. to 11 p.m., EDT. Multilingual operators are available.

 

Applicants can appeal a FEMA determination, to do so, you need to submit supporting information along with a letter describing in detail the reason (or reasons) you are appealing.

 

You should include your full name, FEMA application number and disaster number, pre-disaster primary residence address and current phone number and address on all submitted documents. You can find the application and disaster number printed on page 1 of your determination letter.

 

You can submit your appeal and any associated documentation by:

1. Mailing your documents and letter within 60 days of receiving your determination letter to the address below. Your letter with accompanying documents must be postmarked within 60 days of the date on your letter from FEMA regarding your eligibility.

FEMA National Processing Service Center

P.O. Box 10055

Hyattsville, MD 20782-7055

 

2. Uploading your documentation online at disasterassistance.gov.
3. Faxing your information to 800-827-8112.

 

 

Survivors should call 800-621-3362 (TTY: 800-462-7585) to register. Those who use a relay service such as a videophone, Innocaption or CapTel should update FEMA with their specific number assigned to that service. Survivors can also register online at disasterassistance.gov.

 

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FEMA’s mission is helping people before, during, and after disasters.

 

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (TTY: 800-462-7585). Multilingual operators are available. (Press 2 for Spanish).

 

Follow us on Twitter at twitter.com/FEMAregion3.

 

amanda.hancher Wed, 07/07/2021 - 12:56

Wildfire Recovery: Federal Assistance to Individuals and Households Tops $160 Million

Salem, Ore. – It has been 10 months since the 2020 wildfires ravaged communities throughout Oregon. In that time, FEMA, along with its federal partners, has provided more than $160 million to help individuals, homeowners and renters on their road to recovery.

“We at FEMA, along with our state and federal partners, continue to commit ourselves to helping those affected by the 2020 wildfires,” said Federal Coordinating Officer in charge of recovery, Toney Raines. “Together we have worked diligently to provide grants, low-interest disaster loans and direct temporary housing.”

Federal Dollars Help the Recovery Effort

As of July 5, 2021, FEMA has provided more than $45.4 million in direct federal assistance that has been approved for individuals and households affected by last year’s wildfires. This includes:

• More than $29.9 million in housing assistance;
• More than $7.2 million in other needs assistance;
• More than $3.8 million through the Crisis Counselling Immediate Services and Regular Services Programs to assist individuals and communities in recovering from the psychological effects of disasters through community-based outreach and educational services; and
• More than $4.5 million to survivors to help them meet critical needs, such as unemployment assistance, legal services and immediate needs assistance.

The U.S. Small Business Administration has approved more than $61 million in low-interest disaster loans to businesses, private nonprofit organizations, homeowners and renters. To date, 561 loans have been approved, with 527 loans direct to homeowners and renters and 34 loans to help businesses get back on their feet.

Direct Temporary Housing

FEMA Individual Assistance has also provided direct temporary housing to those survivors who need safe, sanitary and functional housing while they rebuild or find more suitable permanent housing.

To date, more than $13.6 million has been spent to mission assign the U.S. Army Corps of Engineers to build group housing sites in five eligible counties: Jackson, Lane, Lincoln, Linn and Marion. Sites in Lane and Jackson counties are still under construction. These FEMA group sites help provide additional temporary housing for disaster survivors, in the form of RVs, mobile home units and travel trailers.

Currently, units are placed on pads at Madrone Hill, Southern Oregon RV Park, Valley of the Rogue State Park (Jackson County), and sites constructed by USACE for FEMA in Totem Pole (Jackson County), Willow Estates (Jackson County), Mill City (Linn and Marion Counties) and Lincoln City (Lincoln County). In total, FEMA has spent more than $40.6 million in acquiring, installing and maintaining RVs, mobile home units and travel trailers for temporarily house survivors in eligible counties. 

Also, in a first of its kind program, FEMA and USACE are in the process of restoring fire-damaged mobile home parks in Jackson County to increase availability of temporary housing.

The first of these sites, Totem Pole, has already been completed and is providing housing for 26 family households displaced by the disaster. Two other parks, Rogue Valley Mobile Village (Medford) and Coleman Creek (Phoenix) are in construction and should be ready for occupancy later this summer.

“Recovery takes time,” said Raines, “and FEMA will be here, boots on the ground, every step of the way.”

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (TTY 800-462-7585). Those who use a Relay service such as a videophone, InnoCaption or CapTel should update FEMA with their assigned number for that service. They should be aware phone calls from FEMA may come from an unidentified number. Multilingual operators are available. (Press 2 for Spanish)

Disaster survivors affected by the Oregon wildfires and straight-line winds can also get personalized mitigation advice to repair and rebuild safer and stronger from a FEMA Mitigation Specialist. For information on how to rebuild safer and stronger or to inquire as to your new flood risk following a fire near you, email FEMA-R10-MIT@fema.dhs.gov, a FEMA Hazard Mitigation specialist will respond survivor inquiries. When rebuilding check with your local building official and floodplain administrator for guidance.

Follow FEMA Region 10 on Twitter and LinkedIn for the latest updates and visit fema.gov for more information.

FEMA's mission is helping people before, during, and after disasters.

hannah.weinstein Tue, 07/06/2021 - 23:28

FEMA Extends Deadline for Federal Assistance to July 23

FRANKFORT, Ky. – At the request of Gov. Beshear, FEMA has extended the deadline for severe-storm survivors to register for help. The deadline to apply is now July 23.

Homeowners and renters affected by severe flooding in the following 31 counties are eligible and encouraged to register: Anderson, Breathitt, Boyd, Clark, Clay, Estill, Fayette, Floyd, Franklin, Greenup, Jackson, Jessamine, Johnson, Knott, Laurel, Lawrence, Lee, Leslie, Letcher, Lincoln, Madison, Magoffin, Martin, Morgan, Owsley, Perry, Powell, Pulaski, Rockcastle, Warren and Woodford.

Individual Assistance for homeowners and renters may include grants to help pay for temporary housing, home repairs and other serious disaster-related expenses not met by insurance or other assistance programs.

The fastest and easiest way to apply is by visiting www.disasterassistance.gov

If it is not possible to register online, download the FEMA app and register on your smartphone or tablet, or call 800-621-3362 (TTY: 800-462-7585). The toll-free telephone lines operate from 7 a.m. to 11 p.m. seven days a week. Those who use a relay service such as a videophone, Innocaption or CapTel should update FEMA with their specific number assigned to that service.

You should have the following information available to register:

• Address of the damaged primary dwelling where damage occurred
• Current mailing address
• Current telephone number
• Social Security number
• Your insurance information
• Total household annual income
• Routing and account numbers for checking or savings accounts so FEMA may directly transfer disaster assistance funds, and
• A general description of disaster damage and losses.

For more information on Kentucky’s disaster recovery, visit https://kyem.ky.gov

and www.fema.gov/disaster/4595. You may also follow FEMA on www.facebook.com/fema and Twitter @FEMARegion4.

 

felicia.jordan Tue, 07/06/2021 - 21:31

FEMA Updates Flood Maps in Mendocino County and City of Willits

OAKLAND, Calif. — The Federal Emergency Management Agency (FEMA) is updating flood maps for parts of Mendocino County and the city of Willits. The maps identify the revised flood hazards in Mill, Broaddus, Baechtel, Haehl, Davis, Scout Lake and Berry creeks. These new maps will help building officials, contractors and homeowners make effective mitigation decisions, thereby contributing to safer and more resilient communities.

Before the new Flood Insurance Rate Maps (FIRMs) become effective, there is a 90-day appeal period from July 8 to Oct. 6. During that time, residents and property owners with supporting technical and scientific information, such as detailed hydraulic or hydrologic data, can appeal the flood risk information on the preliminary maps, which can be viewed at fema.gov/preliminaryfloodhazarddata.

Flood hazards are dynamic and change frequently for many reasons, including weather patterns, erosion and community development. Officials from FEMA, Mendocino County and the city of Willits worked together to provide updated information that accurately reflects the flood risk. These changes may also affect future building standards or insurance requirements.

The local mapping project is part of a national effort led by FEMA to increase local knowledge of flood risks and support actions to address and reduce the effects of flooding on new and improved structures. FEMA encourages residents to review the preliminary flood maps to learn about local flood risks, potential future flood insurance requirements and identify any concerns or questions about the information provided.

Risk of flooding affects almost every corner of the nation. In total, 98% of counties have experienced a flood event, which makes floods the most common and widespread of all weather-related natural disasters.

For more information, contact Mendocino County’s Michael Oliphant at (707) 234-6650 or Oliphant@mendocinocounty.org, or the city of Willits’ Brian Bender at (707) 459-7120 or bbender@cityofwillits.org.

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FEMA’s mission is helping people before, during, and after disasters. Follow FEMA Region 9 online at twitter.com/femaregion9.

robert.barker Tue, 07/06/2021 - 21:07

FEMA Authorizes Funds to Fight Andrus Fire in Washington

BOTHELL, Wash.  -  The Federal Emergency Management Agency (FEMA) authorized the use of federal funds to help with firefighting costs for the Andrus Fire burning in Spokane County, Washington.

FEMA Region 10 Acting Regional Administrator Vincent Maykovich determined that the fire threatened to cause such destruction as would constitute a major disaster. He approved the State of Washington’s request for a federal Fire Management Assistance Grant (FMAG) on Monday, July 5, 2021, at 9:05 p.m. PT. This is the first FMAG declared to help fight Washington wildfires in 2021.

At the time of the State’s request, the fire was threatening homes in and around the city of Cheney. The fire also threatened communication sites, roads, a school, electrical infrastructure, and recreational facilities in the area. Washington continues to experience extreme heat conditions and has burn bans and red flag warnings in place.

FMAGs are provided through the President's Disaster Relief Fund and are made available by FEMA to assist in fighting fires that threaten to cause a major disaster. Eligible items can include expenses for field camps; equipment use, repair and replacement; mobilization and demobilization activities; and tools, materials, and supplies. The authorization makes FEMA funding available to pay 75 percent of the State’s eligible firefighting costs under an approved grant for managing, mitigating, and controlling designated fires. These grants do not provide assistance to individual home or business owners and do not cover other infrastructure damage caused by the fire.

With this FMAG authorization, an additional $778,778 will be available to Washington through the Hazard Mitigation Grant Program (HMGP) Post Fire for the mitigation of wildfire and related hazards, such as flood after fire or erosion. Some eligible wildfire project types include defensible space measures, ignition-resistant construction, and hazardous fuels reduction. The Disaster Recovery Reform Act of 2018 authorizes FEMA to provide HMGP Post-Fire funds to eligible states and territories that receive Fire Management Assistance declarations and federally recognized tribes that have land burned within a designated area. 

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Follow FEMA Region 10 on Twitter and LinkedIn for the latest updates and visit FEMA.gov for more information.

FEMA’s mission is helping people before, during, and after disasters.

hannah.weinstein Tue, 07/06/2021 - 18:51

FEMA COVID-19 funeral assistance surpasses $525 million

WASHINGTON -- FEMA has provided over $525 million to more than 78,000 people to assist with COVID-19-related funeral costs for deaths occurring on or after Jan. 20, 2020.

Nearly 2,500 dedicated FEMA employees continue to work with applicants to manually review every application and determine eligibility each week. Eligibility determinations are not driven by state/location; instead, they are based on when the applicant submits all required documentation.

“Applications” in the below chart reflect the number of individuals who called to begin the process for assistance.

Please find below state-specific information:

State/Territory

Applications

Amount Approved

Number of Awards

ALABAMA

5,270

$13,272,720

1,915

ALASKA

112

$123,084

21

AMERICAN SAMOA

Less than 10

$0

0

ARIZONA

3,930

$6,192,546

1,154

ARKANSAS

2,217

$5,431,874

844

CALIFORNIA

25,014

$47,440,472

7,192

COLORADO

1,769

$2,620,070

457

COMMONWEALTH OF THE NORTHERN MARIANAS

Less than 10

$4,344

Less than 10

CONNECTICUT

2,893

$8,067,941

1,135

DELAWARE

722

$1,316,269

201

DISTRICT OF COLUMBIA

463

$922,346

135

FLORIDA

13,267

$23,626,292

4,096

GEORGIA

8,749

$21,131,001

3,034

GUAM

12

$29,436

Less than 10

HAWAII

225

$366,617

57

IDAHO

468

$762,735

132

ILLINOIS

9,898

$24,224,101

3,490

INDIANA

4,093

$9,982,603

1,413

IOWA

2,107

$6,371,858

868

KANSAS

1,928

$4,946,995

740

KENTUCKY

3,101

$7,497,229

1,040

LOUISIANA

4,321

$9,331,808

1,341

MAINE

296

$415,729

79

MARYLAND

4,666

$9,953,374

1,448

MASSACHUSETTS

4,799

$12,141,591

1,705

MICHIGAN

7,976

$17,444,070

2,860

MINNESOTA

2,247

$6,705,934

957

MISSISSIPPI

3,775

$7,383,566

1,070

MISSOURI

4,008

$9,060,636

1,385

MONTANA

406

$485,893

98

NEBRASKA

993

$2,541,647

347

NEVADA

1,990

$3,432,443

615

NEW HAMPSHIRE

562

$1,064,381

179

NEW JERSEY

10,087

$21,816,173

3,092

NEW MEXICO

1,292

$1,627,862

308

NEW YORK

21,767

$45,468,237

6,403

NORTH CAROLINA

6,896

$16,751,947

2,516

NORTH DAKOTA

576

$1,442,491

192

OHIO

8,085

$21,768,917

3,350

OKLAHOMA

3,260

$8,858,231

1,335

OREGON

677

$1,202,299

227

PENNSYLVANIA

10,778

$29,868,039

4,552

PUERTO RICO

984

$456,676

133

RHODE ISLAND

992

$2,440,253

346

SOUTH CAROLINA

4,819

$12,467,544

1,770

SOUTH DAKOTA

617

$1,884,888

249

TENNESSEE

5,726

$14,309,009

2,035

TEXAS

21,059

$53,570,453

8,062

UNITED STATES VIRGIN ISLANDS

22

$47,885

Less than 10

UTAH

876

$2,279,720

324

VERMONT

118

$285,388

46

VIRGINIA

5,117

$12,128,016

1,783

WASHINGTON

1,495

$2,378,909

416

WEST VIRGINIA

1,203

$2,461,819

358

WISCONSIN

3,792

$7,444,381

1,077

WYOMING

208

$481,536

86

 

* Funeral assistance data can/will change daily; the information reflects data as of 8 a.m. today.

Applicants may apply by calling 844-684-6333 from 9 a.m. to 9 p.m. ET, Monday through Friday. Multilingual services are available. Please note, phone calls from FEMA may come from an unidentified number. Applicants who use a relay service, such as a videophone, Innocaption or CapTel, should provide FEMA with the specific number assigned to them for that service so that agency representatives are able to contact them.

Additional information about COVID-19 funeral assistance, including frequently asked questions, is available on FEMA.gov.

mayshaunt.gary Tue, 07/06/2021 - 16:44

FEMA Provides an Additional $94.7 Million to Colorado for COVID-19 Response

DENVER – FEMA has provided more than $94.7 million in additional Public Assistance funding for the COVID-19 response in Colorado. The assistance was made available under a major disaster declaration issued March 28, 2020. FEMA has provided a total of $832.9 million for the Colorado COVID-19 response to date.

The funding was provided to the Colorado Department of Public Health and Environment for administering and managing the state vaccination program’s costs and contracts. This follows a previous award of $57.9 million to the department, bringing the federal support for state’s vaccination mission to $152.9 million

This funding is authorized under the January 21, 2021, Presidential Memorandum for the Secretary of Defense & the Secretary of Homeland Security and Section 403 of the Robert T. Stafford Act.

For the COVID-19 response, FEMA has simplified the Public Assistance application and funding process to address the magnitude of this event and to allow local officials to receive eligible funding more quickly. These reimbursements play a critical role as state, local and tribal officials work tirelessly to assist their communities during this response.

Additional information about FEMA’s Public Assistance program can be found at www.fema.gov/assistance/public.

Brian.Hvinden Tue, 07/06/2021 - 15:28

Michigan, FEMA to Start Damage Assessments This Week

CHICAGO – Beginning July 8, the Michigan State Police, Emergency Management and Homeland Security Division (MSP/EMHSD), FEMA, U.S. Small Business Administration (SBA) and local officials in Wayne County will be conducting joint preliminary damage assessments due to the flooding that occurred in late June. These assessments are the result of the state’s June 30 request, and is one of the initial steps in the federal disaster declaration process. Other counties may be added to the assessments as identified and requested by the state.  

Five teams will be canvassing Wayne County to assess and validate home damage and disaster impacts against federal assistance eligibility criteria. MSP/EMHSD, FEMA and SBA team members will be wearing shirts with agency names and logos prominently displayed. Personnel will also have their credentials visible and be following state and local COVID-19 safety protocols.

Assessment teams will be collecting disaster impact information, including total number of homes affected and degree of damage incurred, extent of insurance coverage, cause and concentration of damage, and homeownership rates of impacted homes. Since disasters affect communities differently, teams will also document specific characteristics of each that may impact their ability to recover. In addition, teams will document disaster-related casualties, resources already available from other sources, and critical infrastructure that may be unavailable for an extended time—i.e. hospitals, schools, utilities and nursing homes—as this could also significantly affect a community’s ability to recover. Teams will collect this data by talking to as many local officials, renters, homeowners and business owners as possible, but it is not necessary to visit every home to complete the assessment.

These assessments are part of a process that could lead to the state asking for a declaration. FEMA works with the state to verify damage, but it is up to the state to determine if that damage is beyond state and local resources and whether to submit a declaration request. Federal assistance would only be made available after the state formally requests a presidential disaster declaration and it is approved.

Assessments for public assistance—or federal grant funding to local government jurisdictions and eligible private non-profits for the repair, replacement, or restoration of disaster-damaged infrastructure and costs incurred for emergency actions taken to protect lives or property—will also start this week using imagery and photos, and phone interviews and virtual meetings. Some site inspections may also be conducted if necessary.

For more information about FEMA’s declaration process or disaster assistance programs, visit  www.fema.gov/disaster-declaration-process.

# # #

FEMA's mission is helping people before, during, and after disasters.

troy.christensen Tue, 07/06/2021 - 14:15

President Joseph R. Biden, Jr. Approves Emergency Declaration for Florida

WASHINGTON -- FEMA announced that federal emergency aid has been made available to the state of Florida to supplement state, local and tribal response efforts to the emergency conditions for areas potentially affected by Tropical Storm Elsa beginning on July 4 and continuing.

The President's action authorizes FEMA to coordinate all disaster relief efforts which have the purpose of alleviating the hardship and suffering caused by the emergency on the local population, and to provide appropriate assistance for required emergency measures, authorized under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to save lives, to protect property, public health and safety, and to lessen or avert the threat of a catastrophe. 

Specifically, FEMA is authorized to identify, mobilize, and provide at its discretion, equipment, and resources necessary to alleviate the impacts of the storm.   Emergency protective measures, limited to direct Federal assistance and reimbursement for mass care including evacuation and shelter support, will be provided at 75% federal funding. This assistance is for Charlotte, Citrus, Collier, DeSoto, Hardee, Hernando, Hillsborough, Lee, Levy, Manatee, Miami-Dade, Monroe, Pasco, Pinellas and Sarasota counties.

Kevin A. Wallace has been named as the Federal Coordinating Officer for federal response operations in the affected area.

zella.campbell Mon, 07/05/2021 - 15:32

FEMA Cost Share Adjustment Grants More Emergency Aid for Florida

WASHINGTON -- FEMA Administrator Deanne Criswell announced today that President Joseph R. Biden, Jr. made additional federal emergency aid available for the state of Florida to assist with ongoing response and recovery efforts.

The President authorized an increase in the level of federal funding for debris removal and emergency protective actions, including direct federal assistance, undertaken as result of the Surfside Building Collapse beginning June 24 and continuing.

Federal resources and funding were originally available at a 75% federal cost share. Under the President's order today, the federal share for debris removal and emergency protective measures, including direct federal assistance has been increased to 100% of the total eligible costs for a continuous period of 30 days beginning June 24.

zella.campbell Fri, 07/02/2021 - 20:49

Does it Pay to Buy Flood Insurance?

NASHVILLE, Tenn.  – As Tennesseans continue the often costly process of repairing and rebuilding after the storms and flooding that took place from March 25 to April 3, now is a good time for everyone to consider investing in flood insurance. It’s important to know that homeowners insurance does not cover flood damage from a natural disaster. Usually, the only way for homeowners, renters and businesses to be protected from the costs of floods is with a policy from the National Flood Insurance Program.  

“Experience teaches, but only if we pay attention,” said Myra M. Shird, FEMA’s federal coordinating officer for the affected areas in Tennessee. “Almost no one likes investing in insurance until they need it; then, people are very relieved they have coverage.”

Paying insurance premiums is almost always a less costly alternative than taking out a loan to repair flood damage. Low-interest disaster loans from the U.S. Small Business Administration are the primary form of federal help following a federal disaster declaration. As of mid-June, 75 homeowners in the federally declared counties of Davidson, Williamson and Wilson, have taken out disaster loans from the SBA averaging $36,000 each. A flood insurance policy provides peace of mind and freedom from having to take on future debt.

The average annual cost of a flood insurance policy in Tennessee is $860 per year or about $70 a month. Policy rates vary based on what flood zone the home is in, age of the home, amount of coverage needed, and other factors. Even if your home is not in a designated high-risk area, it can still be flooded. Keep in mind, as many as one-fourth of all NFIP claims come from areas not designated as high risk.

The maximum coverage available for a residential building is $250,000 and $100,000 for contents. Non-residential (commercial) structures are eligible for maximum coverage of $500,000 on the building and $500,000 on contents. 

For additional information and to purchase an NFIP policy, contact your insurance agent today. You may also obtain comprehensive information on flood insurance on the floodsmart.gov website.

Homeowners and business owners are eligible to purchase flood insurance if their community is among the more than 20,000 communities participating in the NFIP. Participating communities agree to adopt and enforce floodplain management ordinances to reduce future flood damage.

For more information on Tennessee’s disaster recovery, visit www.tn.gov/tema.html and www.fema.gov/disaster/4601. You may also follow FEMA on www.facebook.com/fema and Twitter @FEMARegion4.

felicia.jordan Fri, 07/02/2021 - 20:33

FEMA Determination Letters Can Help You Find Disaster Assistance Answers

CHARLESTON, W.Va. – If you received a letter from FEMA that says you’re ineligible for help or that there is “no decision,” read the letter carefully. FEMA may need additional information from you to continue processing your application. If you have insurance and are applying for federal assistance, you must file a claim with your insurance provider. If applicable, you will need to provide a copy of your insurance settlement approval or denial letter.

A few common reasons for being determined ineligible or receiving “no decision” include:

• You are insured. FEMA will not duplicate benefits that are covered by insurance, but you may be eligible for help with losses not covered or those in excess of your insurance coverage. You must provide a copy of your insurance settlement approval or denial letter to FEMA. If your insurance settlement is insufficient to meet your disaster-related needs, you may be eligible for federal assistance. Contact FEMA to provide any additional information or documentation.
• You reported no home damage or minimal damage when you registered with FEMA. If you reported your home had no disaster-related damage but later discover it’s not habitable, contact FEMA to let them know. Documentation from a local official or contractor supporting your appeal may help you prove that your home is not habitable.
• Proof of occupancy. When FEMA is unable to verify the occupancy of your primary residence, you may need to provide documentation, such as utility bills, a bank or credit card statement, phone bill, pay stubs, a driver’s license, state-issued ID card or voter registration card showing the damaged dwelling’s address.
• No initial rental assistance. You indicated to the inspector that you were not willing to move while your damaged home was being repaired. This made you ineligible for FEMA temporary rental assistance. If you later found further damage to your home or your housing needs have changed, contact FEMA as soon as possible to update your housing status and explain why you have a need to relocate.
• No communication with FEMA. If you missed an inspection and did not follow up with FEMA, your assistance could be affected. Make sure that FEMA has your contact information. If you are unable to meet with an inspector as planned, let FEMA know. Be aware that an out-of-state area code on an incoming call may be FEMA trying to reach you.
• Your home is safe to occupy. FEMA housing assistance typically only covers costs to make your home habitable. Damage to non-essential space, landscaping or spoiled food is not covered by FEMA grants.
• Apply for a Small Business Administration (SBA) loan. Assistance from FEMA may not cover all damage or property loss. An SBA loan application, however, may make FEMA assistance available to replace essential household items, replace or repair a damaged vehicle, or pay storage costs. It is critical that the SBA loan application be completed and returned before further FEMA assistance may be considered.

If you have questions or need to speak about your eligibility status, call 800-621-3362, open daily from 7 a.m. to 11 p.m., EDT. Multilingual operators are available.

Applicants can appeal a FEMA determination, to do so, you need to submit supporting information along with a letter describing in detail the reason (or reasons) you are appealing.

You should include your full name, FEMA application number and disaster number, pre-disaster primary residence address and current phone number and address on all submitted documents. You can find the application and disaster number printed on page 1 of your determination letter.

You can submit your appeal and any associated documentation by:

1. Mailing your documents and letter within 60 days of receiving your determination letter to the address below. Your letter with accompanying documents must be postmarked within 60 days of the date on your letter from FEMA regarding your eligibility.

FEMA National Processing Service Center

P.O. Box 10055

Hyattsville, MD 20782-7055

2. Uploading your documentation online at disasterassistance.gov.
3. Faxing your information to 800-827-8112.

Survivors should call 800-621-3362 (TTY: 800-462-7585) to register. Those who use a relay service such as a videophone, Innocaption or CapTel should update FEMA with their specific number assigned to that service. Survivors can also register online at disasterassistance.gov.

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FEMA’s mission is helping people before, during, and after disasters.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (TTY: 800-462-7585). Multilingual operators are available. (Press 2 for Spanish).

Follow us on Twitter at twitter.com/FEMAregion3.

 

gabriel.lugo Fri, 07/02/2021 - 19:40