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Renters May Be Eligible for Disaster Assistance

DHS News and Updates - Thu, 09/30/2021 - 12:04
Renters May Be Eligible for Disaster Assistance

NEW YORK -- Federal disaster assistance is not just for homeowners. It’s also available to eligible renters, and can cover such expenses as furniture, job-related equipment, vehicle repair, even disaster-caused medical and dental bills.

Renters in the Bronx, Kings, Nassau, Queens, Richmond, Rockland, Suffolk and Westchester counties who had damage, losses or are unable to live in their homes after Hurricane Ida may be eligible for help from FEMA and the U.S. Small Business Administration.

If you have renter’s insurance, first call your insurance provider to file a claim. Then apply with FEMA. If you are insured, you must provide FEMA with information from your insurance provider, which may include a settlement or denial.

FEMA rental assistance is intended to cover the monthly rent and cost of essential utilities (i.e., gas, electric and water). FEMA grants may also be used for security deposits but not for telephone, cable or internet service.

Renters must be able to prove they occupied the disaster-damaged primary residence before receiving FEMA Housing Assistance and some types of FEMA’s Other Needs Assistance (i.e., for personal property and for moving and storage expenses).

To prove occupancy, a survivor may submit to FEMA: a lease or housing agreement, rent receipts, utility bills, merchant’s statement, public official’s statement, identification cards, social service organization documents, local school documents, federal or state benefit documents, motor vehicle registration, affidavits of residency or other court documentation and mobile home park documents. FEMA’s Helpline specialists at 800-621-3362 (711/VRS) can provide more information about acceptable documents, their dates and descriptions. 

Renters may be referred to the U.S. Small Business Administration, which provides low-interest disaster loans to survivors. SBA loans can help with losses not covered by insurance. Renters can apply for loans up to $40,000 to repair or replace damaged or destroyed household contents including clothing, furniture, appliances and other personal property including vehicles. Those who do not qualify for an SBA loan may be referred back to FEMA’s Other Needs Assistance grant program.

If you are referred to SBA, you should complete and submit the application. If your application is approved, you are not obligated to accept the loan but failing to submit the application may disqualify you from other possible FEMA assistance.

There are several ways to apply for FEMA assistance:

  • Visit DisasterAssistance.gov, use the FEMA mobile app or call the FEMA Helpline at 800-621-3362 (711/VRS). Lines are open from 8 a.m. to 7 p.m. seven days a week, and operators can connect you to a specialist who speaks your language. If you use a relay service such as video relay service, captioned telephone service or others, give FEMA the number for that service.

FEMA also has opened Disaster Recovery Centers where you can meet face-to-face with FEMA staff and representatives of other federal and state agencies who can provide information about disaster assistance that may be available to you. To find a recovery center near you, visit DRC Locator (fema.gov).

To apply for an SBA loan, visit SBA’s secure website at https://DisasterLoanAssistance.sba.gov. You can also email DisasterCustomerService@SBA.gov or call SBA’s Customer Service Center at 800-659-2955 for more information.

The last day to apply for FEMA assistance is Friday, Nov. 5.

For additional online resources as well as FEMA downloadable pamphlets, visit DisasterAssistance.gov and click “Information.”

For referrals to agencies that support community-specific needs, contact your nearest 211Counts center at https://www.211nys.org/contact-us or call 211. For New York City residents, call 311.

For the latest on New York’s Hurricane Ida recovery efforts, visit www.fema.gov/disaster/4615. Follow us on Twitter at twitter.com/femaregion2 and www.facebook.com/fema.

thomas.wise Thu, 09/30/2021 - 16:04
Categories: DHS News

Damaged Wells, Furnaces and Septic Systems May be Covered by FEMA

DHS News and Updates - Thu, 09/30/2021 - 11:39
Damaged Wells, Furnaces and Septic Systems May be Covered by FEMA

Trenton, N.J. If you are a New Jersey resident whose home was damaged by the remnants of Hurricane Ida, FEMA recommends inspecting your heating, ventilation, air conditioning system (HVAC), furnaces, septic systems and/or wells to see if they were affected.

You may be eligible for financial assistance under FEMA’s Individuals and Households Program.

What type of assistance is available?
  • For private wells, HVAC systems, furnaces, and septic systems, FEMA may provide assistance or reimbursement for the cost of a professional, licensed technician’s estimate of the repair or replacement of these items.
  • You also may receive assistance for the actual repair or replacement of these items not typically covered by homeowner’s insurance.
  • If you have applied for FEMA assistance and 14 days have passed and you have not had a home inspection, call the FEMA Helpline at 800-621-3362. When you have your inspection, let the FEMA inspector know you have a private well and/or septic system that may have been damaged by the storm. If you have registered and your house has already been inspected, call the FEMA Helpline at 800-621-3362 for instructions on how to appeal. Visit https://go.usa.gov/xMnnm.

Every applicant may appeal FEMA’s decision. Appeals must be submitted in writing within 60 days of the date of FEMA’s letter determining eligibility. Survivors of Hurricane Ida who registered with FEMA may have received a determination letter regarding eligibility for assistance. Read the letter carefully. It may not be the final answer. FEMA may simply need additional information or documentation to process your application.

amir.nijem Thu, 09/30/2021 - 15:39
Categories: DHS News

FEMA Approves Nearly $7.9 Million in Hurricane Michael Recovery Grants

DHS News and Updates - Thu, 09/30/2021 - 09:08
FEMA Approves Nearly $7.9 Million in Hurricane Michael Recovery Grants

PENSACOLA, Fla. -- FEMA has approved grants totaling $7,890,555 to reimburse Hurricane Michael recovery expenses in Florida.

Funding from FEMA's Public Assistance program will provide the following reimbursements:

  • Bay District Schools: $2,814,520 for repairs to six Lynn Haven Elementary School buildings and replacement of 13 buildings at four additional learning facilities, including eight buildings at A. Crawford Mosley High School, two buildings each at Oakland Terrace School for the Arts and Southport Elementary and one building at Rosenwald High School.

         This reimbursement brings the total of FEMA grants for the district's Hurricane                     Michael recovery to more than $113.4 million.

  • City of Lynn Haven: $1,547,950 to rebuild the 42,810 square foot, two-story structure that will combine the city hall and police station and include paved entrances and parking areas. The city intends to utilize funding from an already approved citywide road repair project.

        This reimbursement brings the total of FEMA grants for the city's Hurricane Michael          recovery to more than $37.6 million.

  • Florida Department of Transportation (FDOT): $3,528,085 for debris removal operations in Calhoun County from Oct. 10, 2018 through Nov. 24, 2018, including the collection and disposal of 249,478 cubic yards of vegetative debris and 1,508 cubic yards of construction and demolition debris from public roads and rights of way, which posed a threat to public health and safety.

        This reimbursement brings the total of FEMA grants for FDOT Hurricane Michael                  recovery to more than $321.2 million.

FEMA’s Public Assistance program is an essential source of funding for communities recovering from a federally declared disaster or emergency. The Florida Division of Emergency Management (FDEM) works with FEMA during all phases of the program and reviews projects prior to FEMA final approval.

Applicants work directly with FEMA to develop projects and scopes of work. FEMA obligates funding for projects to FDEM after final approval.

Once a project is obligated, FDEM works closely with applicants to finalize grants and begin making payments. FDEM has procedures in place designed to ensure grant funding is provided to local communities as quickly as possible.

FEMA’s Public Assistance program provides grants to state, tribal and local governments, and certain private nonprofit organizations, including houses of worship, so communities can quickly respond to and recover from major disasters or emergencies.

Kimberly.Kipp Thu, 09/30/2021 - 13:08
Categories: DHS News

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Vermont

DHS News and Updates - Wed, 09/29/2021 - 18:18
President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Vermont

WASHINGTON -- FEMA announced that federal disaster assistance has been made available to the state of Vermont to supplement state and local recovery efforts in the areas affected by a severe storm and flooding from July 29-30, 2021.

Federal funding is available to the state, eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of disaster-damaged facilities in Bennington and Windham counties.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

James McPherson has been named the Federal Coordinating Officer for federal recovery operations in the affected areas. Additional designations may be made at a later date if warranted by the results of damage assessments.

luther.wills-dudich Wed, 09/29/2021 - 22:18
Categories: DHS News

More than $800 Million Distributed, Recovery Remains Focused 30 Days After Hurricane Ida Landfall

DHS News and Updates - Wed, 09/29/2021 - 16:21
More than $800 Million Distributed, Recovery Remains Focused 30 Days After Hurricane Ida Landfall Federal and state agencies, non-profit organizations continue helping survivors in their recovery

WASHINGTON -- In the 30 days since Hurricane Ida struck Louisiana, disaster survivors have received more than $660 million in grants and $211 million in low-interest loans to survivors of the storm, as state and federal efforts remain focused on helping survivors and communities recover. Additional assistance such as blue roofs and emergency hotel assistance is helping provide shelter for thousands of families who are rebuilding their lives.

Recovery efforts for survivors include assistance for safe sheltering, rental assistance, home repairs and help with serious needs such as medical, childcare, moving and storage expenses.

Louisiana survivors are taking control of their own recovery by applying to FEMA, uploading documents, visiting disaster recovery centers and staying in touch to advise of changes to their information. FEMA deployed staff to support survivors before, during and after Hurricane Ida made landfall. At the height of the response, nearly 1,500 federal employees assisted with response efforts.

Assistance Funds Continue to Rise
  •  A significant effort has already been made to help Louisiana recover from Hurricane Ida. To date, nearly 500,000 individuals and households have been approved for more than $660 million in assistance.
    • More than $223 million of this is for rental assistance, which survivors can use for security deposits, rent and the cost of essential utilities, such as gas and water.
    • More than $111 million in assistance for survivors to repair their damaged dwelling. As inspections are completed this number will continue to rise.
    • And $318 million for other needs assistance. This funding is intended for serious needs such as medical, funeral, childcare, moving and storage expenses or other essential items purchased, such as generators and chainsaws.
  • The U.S. Small Business Administration has approved more than $211 million in low-interest disaster loans to homeowners, renters and businesses.
  • The National Flood Insurance Program has paid nearly $77 million in claims to policyholders.
  • For Louisiana survivors of Ida, Critical Needs Assistance eligibility was expanded. As a result, an additional 120,000 Hurricane Ida applicants have been approved for Critical Needs Assistance.
Families Utilize Assistance for Safe Sheltering
  • FEMA is providing temporary housing assistance through the Transitional Sheltering Assistance program, which allows eligible survivors who are unable to live in their primary home to stay temporarily at a participating hotel or motel, which FEMA pays for directly.
    • To date, more than 19,600 households have checked into participating hotels, and about 8,000 continue to utilize the program.
Federal Specialists in the Parishes
  • FEMA’s Disaster Survivor Assistance teams are helping survivors register for assistance and providing answers to their questions. DSA personnel have met with more than 51,000 people and helped nearly 14,000 survivors apply for FEMA assistance.
  • Currently, 16 disaster recovery centers are open. There have been nearly 8,000 visits to the centers, where survivors can talk face to face with recovery specialists about a wide range of assistance programs.
  • The U.S. Army Corps of Engineers has installed more than 9,000 blue roofs, enabling families to live in their homes while permanent repairs are made.
  • SBA has opened five business recovery centers to issue loan applications, answer questions about the disaster loan program, explain the application process and help businesses complete their applications.
  • FEMA disability integration specialists are working with state and local community leaders to ensure that people with disabilities have equal access to disaster assistance.
    • The Louisiana Association of the Deaf and the Louisiana Commission for the Deaf hosted two events for deaf survivors affected by Hurricane Ida. Between the two events, one Certified Deaf Interpreter (CDI) and four FEMA American Sign Language (ASL) interpreters worked alongside one CDI and eight ASL interpreters from the surrounding communities to help provide assistance to over 250 deaf individuals. The community and FEMA interpreters assisted deaf survivors applying for FEMA assistance and checking the status of their applications. Survivors were also able to get damaged video phones replaced from Purple VRS.
Survivors Who Need Help Appealing a Decision

Hurricane Ida survivors planning to appeal a FEMA decision should keep the following helpful info in mind:

  • Carefully read FEMA’s letter to understand what the agency is asking of you.
  • You must include evidence to support your appeal request such as:
    • Letters from your insurance company to support your case.
    • A copy of a utility bill or driver’s license to show proof of occupancy.
    • A copy of your mortgage or insurance documents to show proof you own your house.
Assistance Programs Help Communities Recover
  • President Biden has extended the period of 100% federal funding for debris removal and emergency protective measures, including direct federal assistance, from 30 to 45 days. The federal share for all categories of Public Assistance, including direct federal assistance, has been increased to 90% of the total eligible costs.

For the latest information visit fema.gov/disaster/4611. Follow the FEMA Region 6 Twitter account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

amy.ashbridge Wed, 09/29/2021 - 20:21
Categories: DHS News

FEMA Awards Florida Department of Military Affairs $3.4 Million for Hurricane Dorian Costs

DHS News and Updates - Wed, 09/29/2021 - 15:43
FEMA Awards Florida Department of Military Affairs $3.4 Million for Hurricane Dorian Costs

ORLANDO, Fla. – FEMA has approved a grant of $3,414,109 for the State of Florida to help the Florida Department of Military Affairs (DMA) defray the cost of its emergency response to Hurricane Dorian in 2019.

FEMA Public Assistance program funds will reimburse the Florida DMA for emergency measures taken to protect life and property, including the costs of clearing roadways, food and water distribution, search and rescue, high-water rescues, security and the staffing of an emergency operations center.

The program provides grants to state, tribal and local governments, and certain types of private nonprofit organizations, including some houses of worship, so communities can quickly respond to and recover from major disasters or emergencies. The Florida Division of Emergency Management works with FEMA during all phases of the program and conducts final reviews of FEMA-approved projects.

The federal share for Public Assistance projects is not less than 75 percent of the eligible cost. The state determines how the nonfederal share of the cost of a project (up to 25 percent) is split with subrecipients such as local and county governments.

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                  FEMA’s mission is helping people before, during, and after disasters.

Nadine.Jones Wed, 09/29/2021 - 19:43
Categories: DHS News

Understanding Your FEMA Letter

DHS News and Updates - Wed, 09/29/2021 - 15:05
Understanding Your FEMA Letter Understanding Your FEMA Letter

ASHEVILLE, N.C. – North Carolina residents who applied for assistance from FEMA after sustaining damage from Tropical Storm Fred will receive a letter from FEMA in the mail or via email.

The letter will explain your application status and how to respond. It is important to read the letter carefully because it will include the amount of any assistance FEMA may provide and information on the appropriate use of disaster assistance funds.

Applicants may need to submit additional information or supporting documentation for FEMA to continue to process an application for financial assistance. Examples of missing documentation may include:

  • Proof of insurance coverage
  • Settlement of insurance claims or denial letter from insurance provider
  • Proof of identity
  • Proof of occupancy
  • Proof of ownership
  • Proof that the damaged property was the applicant’s primary residence at the time of the disaster

If you have questions about your letter go online to DisasterAssistance.gov or call 800-621-3362. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. Lines are open from 7 a.m. to 11 p.m. local time, seven days a week.

A FEMA inspection may be required to determine whether a home is safe, accessible and functional. Currently, some inspections may be conducted remotely by telephone or by external inspection of the dwelling.

FEMA considers the following factors in the home inspection:

  • The exterior of the home is structurally sound, including the doors, roof and windows.
  • The electricity, gas, heat, plumbing and sewer or septic systems function properly.
  • The interior’s habitable areas are structurally sound, including the ceiling and floors.
  • The home is capable of functioning for its intended purpose.
  • There is safe access to and from the home.

FEMA assistance is not the same as insurance. FEMA assistance only provides funds for basic work to make a home habitable, including items such as toilets, a roof, critical utilities, windows and doors.

Appealing FEMA’s Decision

Applicants who disagree with FEMA’s decision, or the amount of assistance, may submit an appeal letter and documents supporting their claim, such as a contractor’s estimate for home repairs.

FEMA cannot duplicate assistance provided by another source, such as insurance settlements. However, those who are underinsured may receive further assistance for unmet needs after insurance claims have been settled by submitting insurance settlement or denial documents to FEMA. FEMA does not provide assistance for insurance deductibles.

Appeals must be in writing. In a signed and dated letter, explain the reason(s) for the appeal. It should also include:

  • Applicant’s full name
  • Disaster number (DR-4617 for North Carolina)
  • Address of the pre-disaster primary residence
  • Applicant’s current phone number and address
  • The FEMA registration number on all documents

If someone other than an applicant or co-applicant writes the appeal letter, that person must sign it and provide FEMA with a signed statement authorizing the individual to act on behalf of the applicant.

Letters must be postmarked within 60 days of the date of the determination letter. Appeal letters and supporting documents may be submitted to FEMA by fax or mail or via a FEMA online account. To set up an online account, visit DisasterAssistance.gov, click on “Apply Online” and follow the directions.

By mail: FEMA National Processing Service Center, P.O. Box 10055, Hyattsville MD 20782-7055

By fax: 800-827-8112 Attention: FEMA

For more information about Tropical Storm Fred recovery in North Carolina, visit fema.gov/disaster/4617 and ncdps.gov/TSFred. Follow us on Twitter: @NCEmergency and @FEMARegion4.

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FEMA’s mission is helping people before, during, and after disasters. 

brianasummer.fenton Wed, 09/29/2021 - 19:05
Categories: DHS News

Five Things to Know: Federal Disaster Assistance in Southeast Michigan

DHS News and Updates - Wed, 09/29/2021 - 09:20
Five Things to Know: Federal Disaster Assistance in Southeast Michigan

CHICAGO – Federal disaster assistance is now available to individuals in Macomb, Oakland, Washtenaw and Wayne counties who experienced disaster-related losses from the June 25 – 26 severe storms and flooding. It’s important to understand the resources available and how to access them to get the help you need. 

 

  1. Apply with FEMA. While FEMA can’t duplicate assistance from other sources, help may be available for uninsured or underinsured necessary expenses or unmet needs. If you reported damage to local officials or a community-based organization, you are not registered with FEMA. You must call the FEMA Helpline at 800-621-3362 (if you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service), go online to www.DisasterAssistance.gov or download the FEMA App.    

 

  1. Read your FEMA letter carefully. Applicants will receive a letter explaining FEMA’s decision and actions that might be needed to process your application. For example, FEMA may need additional information or documents, such as proof of residence, an insurance settlement, proof of ownership of the damaged property, or proof that the damaged property was your primary residence at the time of the disaster. Options to submit these documents are also included in your letter. 

 

  1. Have questions? FEMA can help. If you’re unsure of your assistance options or have questions about your application, FEMA staff are available to assist–you can call the FEMA Helpline or visit one of the open disaster recovery centers in southeast Michigan to speak face-to-face with a FEMA representative. Find your nearest center by visiting www.fema.gov/DRC.

 

  1. Disagree with FEMA? You have options. If you disagree with FEMA’s assistance decision, you have the option to submit an appeal and have your case reconsidered. Your FEMA letter includes an explanation for documents to provide and steps to submit the appeal. You can also call the helpline or visit a FEMA center for help.

 

  1. Don’t miss out on other help that may be available. After applying for disaster assistance, you may be referred to the US Small Business Administration (SBA). There is no cost to apply for an SBA loan, and there’s no obligation to accept a loan, but you may miss out on the largest source of federal disaster recovery funds if you don’t apply. Additionally, if you don’t qualify for an SBA disaster loan, you may be referred back to FEMA for other types of grant assistance. For more information on the SBA loan process, please visit sba.gov/disaster, call the SBA’s Customer Service Center at 800-659-2955 or send an email to DisasterCustomerService@sba.gov. You can also visit your nearest recovery center to talk with an SBA representative.

 

For more information about Michigan’s disaster recovery, visit FEMA’s website www.fema.gov/disaster/4607.

                                                    

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. Reasonable accommodations, including translation and American Sign Language interpreters via Video Relay Service will be available to ensure effective communication with applicants with limited English proficiency, disabilities, and access and functional needs. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (including 711 or Video Relay). If you are deaf, hard of hearing or have a speech disability and use a TTY, call 800-462-7585.

FEMA’s mission is helping people before, during, and after disasters.

troy.christensen Wed, 09/29/2021 - 13:20
Categories: DHS News

New Opportunity for the Caja de Muertos Reserve

DHS News and Updates - Wed, 09/29/2021 - 07:47
New Opportunity for the Caja de Muertos Reserve

Guaynabo, Puerto Rico – Residents and visitors to the southern area of Puerto Rico will have a new opportunity to enjoy the iconic Caja de Muertos Island Nature Reserve. This, thanks to an allocation of over $1.2 million from the Federal Emergency Management Agency (FEMA) that will make repairs possible at the facilities of the small island.

Among the attractions of this protected natural area are the Pelícano beach and various educational offerings, such as talks or sea turtle nesting watches. Isla Caja de Muertos, located south of Ponce, received about 20,000 visitors the year before Hurricane María in 2017. However, after the hurricane the reserve was closed to the public and visitors are only allowed on the beaches.

“This million-dollar approval will serve to repair the area where service is provided to visitors, which will facilitate the arrival to the island and the tour. We remain committed to a holistic recovery where recreational spaces are revitalized for our island’s families,” said Federal Disaster Recovery Coordinator, José G. Baquero.

The barracks that house the guards and personnel from the Department of Natural and Environmental Resources (DNER), who stay there for one-week shifts to monitor the reserve's care, will also be repaired. In addition, part of the funds will be used to replace a photovoltaic system that will power the facilities.

Other works to be carried out include the replacement of a wooden fence, the reconstruction of the eco-friendly pavilions (gazebos) and restrooms, as well as the reconstruction of a platform that will facilitate access to the beach.

“The current facilities were built in the 1990s, with an architecture and design that did not consider resilience and sustainability. The obligation of funds gives us the opportunity to build facilities that take into consideration our drinking water limitations, exposure to weather conditions, earthquakes and load capacity,” said DNER reserve manager María Chardón. 

Chardón added that the reconstruction will have an impact on the service to tourists, offering them security and a good environmental experience. She also acknowledged the importance of providing a renovated camping area for boy and girl scouts and how the repairs will allow visiting college students to continue their research projects and internships.

Furthermore, Jeanette Cruz Beltrán, the Caribe Girl Scouts Council representative, expressed that camping is an experience that provides a creative and educational opportunity about living outdoors for the group of girls. “Using the resources from the Girl Scouts program, its trained leadership and the natural resources of our dear Island of Enchantment, we contribute to the mental, physical, social and spiritual growth of each girl and young participant. As stated in our Law: we always make an effort to use prudently use resources and make the world a better place,” Said Cruz Beltrán.

Meanwhile, the executive director of the Central Office of Recovery, Reconstruction and Resilience of Puerto Rico (COR3), engineer Manuel A. Laboy Rivera, said that the reconstruction project of this space with great value for nature lovers will give greater resilience to the infrastructure reducing the possibility of significant damage to the onslaught of a new atmospheric phenomenon. “At COR3 we will offer the necessary technical assistance to the DNER in the development of this project that adds value to the southern part of the island,” Laboy Rivera added.

To access more information on the recovery of Puerto Rico from Hurricane María, visit fema.gov/disaster/4339 and recuperacion.pr. Follow us on social media at Facebook.com/FEMAPuertoRico, Facebook.com/COR3pr and Twitter @COR3pr.

frances.acevedo-pico Wed, 09/29/2021 - 11:47
Categories: DHS News

Common Reasons Disaster Survivors Don’t Apply for Assistance

DHS News and Updates - Tue, 09/28/2021 - 17:28
Common Reasons Disaster Survivors Don’t Apply for Assistance

NASHVILLE, Tenn. – After disasters, such as the severe storms and flooding that took place in Middle Tennessee on Aug. 21, misinformation and rumors may hinder residents from applying for federal assistance. Residents affected by the storms in the designated counties of Dickson, Hickman, Humphreys and Houston should feel free to share the following information with their friends and neighbors to correct any inaccuracies and misunderstandings about disaster assistance.

If you receive federal disaster assistance, you are not taking it away from someone else who needs it more. Disaster assistance programs are available to individuals of all income levels. The kind of help provided depends on the applicant's circumstances and unmet needs. There is no finite source of funding that runs out; funding is available to   everyone who meets the eligibility criteria.

You don’t have to wait for your insurance payment before applying to FEMA. You may be eligible for help with uninsured or underinsured losses. Sometimes damage is found that insurance won’t cover but federal disaster assistance may. You must register with FEMA in order to be considered for FEMA assistance, by Oct. 25.

You don’t have to wait on FEMA to repair your home. If possible, residents should make repairs so their homes are livable after they’ve applied to FEMA and are waiting on assistance. Keep all repair receipts as FEMA may require them for documentation.

The initial application process is fairly easy. Applying to FEMA does not have to be a complicated process. Depending on your individual case and situation, more paperwork may be involved. But the first step is to call FEMA’s Helpline at 800-621-3362 (TTY 800-462-7585). If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. Other ways to apply: online at disasterassistance.gov or download the FEMA app to a smartphone or tablet.

FEMA disaster assistance does not affect your eligibility for other federal assistance you may be receiving. Disaster assistance grants are not taxable income and will not affect eligibility for Social Security, Medicaid, Supplemental Nutrition Assistance Program, Child’s Health Insurance Program, Temporary Assistance for Needy Families, Earned Income Tax Credit, Supplemental Security Income (SSI) or Aid to Families with Dependent Children.

For more information on Tennessee’s disaster recovery, visit Middle Tennessee Flood Recovery and Tennessee Severe Storms (DR-4609-TN) | FEMA.gov. You may also follow FEMA on www.facebook.com/fema and Twitter @FEMARegion4.

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bree-constance… Tue, 09/28/2021 - 21:28
Categories: DHS News

Whole Community Response to Hurricane Ida

DHS News and Updates - Tue, 09/28/2021 - 16:34
Whole Community Response to Hurricane Ida

BATON ROUGE, La. –  As Louisiana makes strides recovering from Hurricane Ida, the united effort of government, private sector, nongovernmental agencies and humanitarian groups to meet survivors’ needs remains strong. Recovery after a disaster requires all levels of government, nonprofit organizations, private-sector businesses, and even survivors — each drawing upon their skills and capabilities to meet the needs of disaster survivors.

Ironton, La. – Disaster Survivor Assistance (DSA) crews canvassed entire neighborhoods, helping survivors apply for assistance and learn about available programs. More than 51,000 survivors have been contacted through the combined effort of DSA crews going door to door and those assigned to about two dozen community locations throughout the state. Photo by Julie Joseph, FEMA

Metairie, La. – FEMA American Sign Language (ASL) interpreters and a Certified Deaf Interpreter, along with the Louisiana Association of the Deaf, helped survivors who are deaf or hard of hearing apply for disaster assistance during a community outreach event. Many more of these activities are underway to ensure disaster assistance is available to everyone, including people with disabilities. Photo by Keith Jones, FEMA.

Chauvin, La. -- Members of the volunteer organization Cajun Army work tirelessly, providing hundreds of basic needs items to survivors who lost nearly all their possessions during Hurricane Ida. Photo by Keith Jones, FEMA.

Bayou Blue, La. -- Soldiers from the 836th Sapper Company of the 176th Engineer Brigade (Texas Army National Guard) prepare vegetative debris for removal during their debris clearing operations at a local middle school. Photo by Sgt. Agustin G. Salazar, National Guard

Thibodaux, La. – To alleviate the burden of local health care facilities that lost valuable resources after Hurricane Ida, the U.S. Department of Health and Human Services Disaster Medical Assistance Team provided medical care to hurricane survivors. Photo by Julie Joseph, FEMA.

Montegut, La. – Members of the Pointe-au-Chien Tribe, including its Tribal Council, and staff of the Houston Rockets basketball team help distribute donations of water, food and cleaning supplies to those impacted by Hurricane Ida in Montegut, a city in Terrebonne Parish. Photo by Julie Joseph, FEMA.

New Orleans, La. -- FEMA specialists at a temporary Disaster Recovery Center (DRC) at the Milne Recreation Center fill out applications, provide status updates and answer inquiries for survivors who were impacted by Hurricane Ida. Photo by Julie Joseph, FEMA.

St. Tammany Parish, La. – Delivering relief and hope to survivors, contractors work throughout the day to install temporary roofs on homes damaged by Hurricane Ida. The U.S. Army Corps of Engineers’ Operation Blue Roof has installed nearly 9,000 blue roofs in four weeks, providing homeowners and rental properties in disaster areas with fiber-reinforced sheeting to cover their damaged roofs. Photo by Bri Sanchez, U.S. Army Corps of Engineers.

LaPlace, La. – In an effort to restore a sense of normalcy for disaster survivors, Tide Loads of Hope provided free laundry services to LaPlace residents impacted by Hurricane Ida. Photo by Julie Joseph, FEMA.

Donaldsonville, La. -- U.S. Army Corps of Engineers support the FEMA-assigned Temporary Emergency Power Mission as part of the Hurricane Ida response in southeastern Louisiana. Servicemen inspect a generator at a water treatment plant. Photo by Carol Vernon, USACE.

For the latest information visit fema.gov/disaster/4611. Follow the FEMA Region 6 Twitter account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.

Carmen.Castro Tue, 09/28/2021 - 20:34
Categories: DHS News

Disaster Recovery Center Opens in Weaverville

DHS News and Updates - Tue, 09/28/2021 - 12:57
Disaster Recovery Center Opens in Weaverville

SACRAMENTO, Calif. – A Disaster Recovery Center (DRC) is set to open in Weaverville on Wednesday, Sept. 29. Operated by Trinity County, the California Governor’s Office of Emergency Services (Cal OES) and the Federal Emergency Management Agency (FEMA).  The DRC will offer information on available resources to homeowners, renters and business owners who sustained damage to their property from the California Wildfires.

The Weaverville DRC will be located at:

Veterans Memorial Hall, 109 Memorial Drive., Weaverville, CA 96093  │ Open 11:00 a.m. – 7:00 p.m., until Saturday, Oct. 9

Survivors are encouraged to file insurance claims for damage to their homes, personal property, businesses and vehicles before applying for FEMA assistance. In addition to visiting the DRC, the easiest way to apply is online at DisasterAssistance.gov. Survivors may also call the FEMA Helpline at 800-621-3362 (TTY 800-462-7585) from 4 a.m. to 10 p.m. PT, seven days a week. Multilingual operators are available. If you use a relay service, such as a videophone, InnoCaption or CapTel, give FEMA the number for that service.

Applicants for disaster assistance should have the following information prior to registration: Social Security number, address of the damaged primary residence, insurance coverage information, current telephone number and mailing address, and bank account and routing numbers for direct deposit of funds.

The DRC will be accessible for individuals with disabilities, with on-site communication accessibility tools like amplified listening devices and Video Remote Interpreting. Additional accommodations can be made upon arrival. ASL interpreters and multilingual services will be available upon request.

State and federal agencies that will be present: Department of Motor Vehicles, California Department of Public Health – Vital Records, California Department of Social Services, Cal OES Debris Task Force, and the U.S. Small Business Administration.

To prevent transmission of COVID-19, protective measures will be in effect at the DRC, including the availability of face masks and hand sanitizer, arrangement of chairs and use of physical barriers to maximize physical distancing between survivors and staff, and visual cues to indicate where to stand.

For more information about California’s recovery, visit fema.gov/disaster/4610 and Cal OES’ wildfirerecovery.caloes.ca.gov. The registration deadline is Oct. 25.

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All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), sexual orientation, religion, national origin, age, disability, limited English proficiency, economic status. If you believe your civil rights are being violated, you can call the Civil Rights Resource line at 833-285-7448 or 800-462-7585 (TTY/TDD).

FEMA’s mission: Helping people before, during and after disasters.

robert.barker Tue, 09/28/2021 - 16:57
Categories: DHS News

FEMA Grants Funds to Remove Cameron Peak Fire Debris

DHS News and Updates - Tue, 09/28/2021 - 12:22
FEMA Grants Funds to Remove Cameron Peak Fire Debris

DENVER – FEMA has approved $3.07 million in federal funds to remove hazardous trees and wildfire debris along public roads in Larimer County as part of the recovery effort from the Cameron Peak Fire.  The funds are provided from the agency’s Public Assistance program under the major disaster declaration for Colorado issued on January 15, 2021 following the Cameron Peak and East Troublesome wildfires.

FEMA’s Public Assistance reimbursements are made on a cost-sharing basis to states, counties, municipalities, tribes and certain private nonprofit organizations for emergency work and restoration of infrastructure. The estimated total cost of the project is $4.09 million. FEMA will provide 75 percent of the cost with the State of Colorado providing an additional 12.5 percent and Larimer County responsible for the remaining share.

The Cameron Peak Fire burned over 208,000 acres in Larimer County and left more than 9,500 fire-damaged, hazardous trees and debris along public rights-of-way in the county.  The FEMA grant will reimburse Larimer County for the cost of removing hazardous trees as well as chipping and disposing of wildfire debris along 13 county-maintained roads. 

The project is on-going and FEMA will continue to work with the State of Colorado and Larimer County to identify additional disaster related debris removal costs that may be eligible for reimbursement.

Additional information about FEMA’s Public Assistance program can be found at www.fema.gov/assistance/public.

minh.phan Tue, 09/28/2021 - 16:22
Categories: DHS News

Protect Yourself from Fraud, Schemes and Scams

DHS News and Updates - Tue, 09/28/2021 - 11:54
Protect Yourself from Fraud, Schemes and Scams

PHILADELPHIA - After a disaster, scam artists, identity thieves and other criminals often attempt to take advantage of disaster survivors. Scammers may target survivors when they are in a stressful state and are more susceptible to potential fraud.

Scams can take different forms and be carried out in many ways, including phone calls, texts, mail or email, websites, or in person. Federal and Commonwealth emergency management officials urge residents to watch for and report any suspicious activity by calling the FEMA Disaster Fraud Hotline at (866)-720-5721 or your local police department.

Some post-disaster fraud practices may include the following:

Phony government workers: You may be contacted by scam artists posing as disaster workers who are seeking money for services. Federal, Commonwealth and local disaster workers do not solicit or accept money,

Fake offers of Commonwealth or federal aid:  Federal disaster employees will not promise a disaster grant. FEMA and U.S. Small Business Administration (SBA) personnel never charge applicants for disaster assistance, inspections or help with completing applications. No money is solicited or accepted.

Beware of unlicensed/uninsured contractors/phony contractors: Often after a disaster, individuals will represent themselves as legitimate contractors. Ask for references, be cautious about advanced payments, make sure they are licensed and insured and obtain the proper permits.

Phony housing inspectors: When a disaster occurs, survivors may be vulnerable to phony housing inspectors claiming to represent FEMA to inspect damage. There is no charge for a FEMA inspection.  FEMA inspectors will contact you to set a time to meet at the address where the damage was reported and to obtain any other required information. All FEMA personnel and contractors will have an official laminated photo ID badge. You may ask to see it. Field inspectors may use different types of communication methods to contact applicants. Inspectors may be calling from issued phones or personal cell phones, so applicants may receive calls from different area codes. Inspectors can and will use any contact information the applicant provided in their application including phone calls, text messages and emails.

If you have any doubts when receiving a call or an inspection visit from someone stating they are FEMA personnel, do not give out any information, but call (800)-621-3362 (TTY: (800)-462-7585) between 7 a.m. and 10 p.m. ET to verify the call or visit is legitimate.

There may be occasions when a FEMA representative must contact you to verify personal data.  When applying for assistance, you will receive a nine-digit registration number that can be used for reference when corresponding with FEMA. That is the number you would use to check the status of your application online at www.DisasterAssistance.gov, when calling the FEMA Helpline at 1-(800)-621-3362 or in person with a FEMA Disaster Survivor Assistance (DSA) Team member. FEMA DSA staff will be working in affected areas to provide survivors with one-on-one help with applications, fielding questions about the registration process or even finding the current status of their case.

Fraudulent charitable solicitations: A list of reputable charities that are approved by the Better Business Bureau’s Wise Giving Alliance is available at Give.Org. Criminals exploit survivors by sending fraudulent communications through email or social media and by creating phony websites designed to solicit contributions.

The Alliance advises, “do not respond to unsolicited emails, watch out for pushy telemarketers and look out for fake charities that sound real by using similar names.” For more information about avoiding charitable giving scams, visit the Federal Trade Commission’s website.

Or, if you have knowledge of fraud, waste, or abuse, you can report these tips - 24 hours a day, seven days a week - to the FEMA Disaster Fraud Hotline at 866-720-5721 or email disaster@leo.gov.

For more information about FEMA’s support to Pennsylvania’s recovery, visit www.fema.gov/disaster/4618.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. Reasonable accommodations, including translation and American Sign Language interpreters via Video Relay Service will be available to ensure effective communication with applicants with limited English proficiency, disabilities, and access and functional needs.

FEMA’s mission is helping people before, during, and after disasters.FEMA Region3sjurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia. 

 Follow us on Twitter attwitter.com/femaregion3 and on LinkedIn at linkedin.com/company/femaregion3

 

amanda.hancher Tue, 09/28/2021 - 15:54
Categories: DHS News

How to Appeal a FEMA Disaster Assistance Decision

DHS News and Updates - Tue, 09/28/2021 - 11:09
How to Appeal a FEMA Disaster Assistance Decision

Trenton, NJ – New Jersey survivors affected by flooding caused by remnants of Hurricane Ida who have registered for disaster assistance may receive a letter from FEMA stating they are ineligible. However, this may not be the final word.

If an applicant believes FEMA’s decision was incorrect, they can file an appeal with FEMA. Applicants must appeal initial eligibility determinations within 60 days of the date on their eligibility notification letter.

The first step is for applicants to read their determination letter carefully to understand why FEMA decided the application was “ineligible.” Many times, it could be something as simple as providing missing documents or information.

Important Documents to Include with an Appeal Letter

Often, applicants need only to submit extra documents for FEMA to process their application. FEMA may find an applicant ineligible if the following documents are missing:

  • Insurance documents: Provide documents from your insurance company that show your policy coverage and/or settlement is not enough to make essential home repairs, provide a place to stay, or replace certain contents. FEMA cannot duplicate homeowner or renter insurance benefits.
  • Proof of occupancy: Provide documents that prove the damaged home or rental was your primary residence by supplying a copy of utility bills, driver’s license or lease.
  • Proof of ownership: Provide mortgage or insurance documents, tax receipts or a deed. If you don’t have a deed handy, contact your local or county officials about obtaining a copy.
  • Lost documents: Visit the following website for information on replacing lost documents: https://www.usa.gov/replace-vital-documents.

All appeals must be in writing. The appeal letter should explain why the applicant thinks FEMA’s decision is not correct. When filing an appeal, the submission should also include the following information: applicant’s full name,  applicant’s FEMA Application Number and Disaster Number, address of the applicant’s pre-disaster primary residence, and the applicant’s current phone number and address. 

It is important to include any documentation FEMA requests and/or that supports the appeal claim. Also, if the person writing the appeal letter is not the applicant or a member of the household, applicants must submit a signed statement that the writer is authorized to act on behalf of the applicant.

How to Submit an Appeal
  • IMPORTANT: When submitting an appeal, be sure to include the cover letter you received from FEMA.
  • Mail documents and your appeal letter within 60 days of receiving your determination letter to:
    • FEMA National Processing Service Center, P.O. Box 10055 Hyattsville, MD 20782-8055 
  • Fax them to 800-827-8112
  • To set up a FEMA online account or to upload documents online, visit disasterassistance.gov and click on “Check Your Application and Log In” and follow the directions.

Applicants will receive a decision letter within 90 days of FEMA's receipt of your appeal.

Those who need help understanding their letter can call FEMA at 800-621-3362 (TTY 800-462-7585). The toll-free telephone lines currently are operating 24 hours per day, seven days a week. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. Multilingual operators are available.

amir.nijem Tue, 09/28/2021 - 15:09
Categories: DHS News

Disaster Assistance Approved for McKenzie County

DHS News and Updates - Tue, 09/28/2021 - 10:59
Disaster Assistance Approved for McKenzie County

BISMARCK, N.D. – FEMA has approved disaster assistance for McKenzie County.  The county was added to the disaster declaration approved by President Biden on Sept. 1 making aid available to eight counties for severe storms and flooding occurring from June 7-11, 2021.

FEMA’s Public Assistance program provides aid to state, tribal and local governments as well as certain private non-profits for damaged public infrastructure and emergency actions taken to protect lives and property.  Funding is provided as a cost share of no less than 75 percent, with the remainder being the responsibility of the state and the applicant.

The North Dakota Department of Emergency Services manages the Public Assistance program on behalf of the state. Information will be provided to potential applicants in McKenzie County on how to request assistance.

The Public Assistance program was previously approved for Burke, Divide, Emmons, Grant, Kidder, LaMoure, Sioux and Williams counties. Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

Brian.Hvinden Tue, 09/28/2021 - 14:59
Categories: DHS News

Everyone Has Equal Access to FEMA Help

DHS News and Updates - Mon, 09/27/2021 - 18:12
Everyone Has Equal Access to FEMA Help

NEW YORK – All disaster survivors have equal access to information on federal disaster assistance programs, including how to apply for them.

The state of New York and FEMA are committed to helping everyone affected by the Remnants of Hurricane Ida, including those with disabilities and access and functional needs. If you need an accommodation or assistance due to a disability or accessibility, let FEMA know when you apply for assistance or anytime during the disaster assistance process.

Assistance may be in the form of a grant.

Residents of the Bronx, Kings, Nassau, Queens, Richmond, Rockland, Suffolk and Westchester counties can apply for assistance from FEMA for home repairs and other disaster-related necessary expenses. Damage or losses to your primary residence must have occurred Sept. 1-3.

To apply for FEMA assistance: Visit DisasterAssistance.gov, use the FEMA mobile app or call the FEMA Helpline at 800-621-3362 (711/VRS). If you use a relay service, such as video relay service, captioned telephone service or others, give FEMA the number for that service. Helpline operators are on duty seven days a week from 8 a.m. to 7 p.m. and can connect you to a specialist who speaks your language.

You will need the following information when you apply:

  • Name and Social Security Number of the primary applicant
  • Name and SSN of secondary/co-applicant (encouraged but not required)
  • Current and pre-disaster address
  • Names of all occupants of the pre-disaster household
  • Current contact information
  • Types of insurance held by the household
  • Household pre-disaster annual gross income
  • Losses caused by the disaster
  • Banking information for direct deposit or financial assistance, if requested

FEMA has opened Disaster Recovery Centers where you can meet face-to-face with FEMA staff and representatives of other federal and state agencies who can provide information about disaster assistance that may be available to you. To find a recovery center near you, visit DRC Locator (fema.gov).

FEMA can also provide interpreters, real-time captioning, and information in alternate formats such as Braille, large print, audio and electronic versions. The agency also provides free services to help people communicate with FEMA staff and understand FEMA programs. Among the aids are:

  • Information available in accessible electronic formats on FEMA’s website and social media
  • Qualified American Sign Language interpreters
  • Qualified multilingual interpreters
  • Information written in multiple languages

Newspapers, radio, television, social media, local officials and private sector partners help to share important recovery information.

For referrals to agencies that support community-specific need, contact your nearest 211 Counts center at https://www.211nys.org/contact-us. In New York City, call 311. For outlying areas, call 211.

For more online resources as well as FEMA downloadable pamphlets and other aids, visit DisasterAssistance.gov and click “Information.”

For the latest on New York’s Hurricane Ida recovery effort, visit www.fema.gov/disaster/4615. Follow us on Twitter at twitter.com/femaregion2 and www.facebook.com/fema.

thomas.wise Mon, 09/27/2021 - 22:12
Categories: DHS News

FEMA Cost Share Adjustment Grants More Emergency Aid for Louisiana

DHS News and Updates - Mon, 09/27/2021 - 17:29
FEMA Cost Share Adjustment Grants More Emergency Aid for Louisiana

WASHINGTON -- FEMA Administrator Deanne Criswell announced today that President Joseph R. Biden, Jr. made additional federal emergency aid available for the state of Louisiana for emergency work and the repair or replacement of facilities damaged as a result of Hurricane Ida.

Under the major disaster declaration issued for Louisiana on Aug. 29, 2021, President Biden authorized a 100% federal cost share for debris removal and emergency protective measures, including direct federal assistance, for a period of 30 days from the start of the incident period.

President Biden has now authorized an extension of the period of 100% federal funding for debris removal and emergency protective measures, including direct federal assistance, from 30 to 45 days from the start of the incident period.  The federal share for all categories of Public Assistance, including direct federal assistance, has been increased to 90% of the total eligible costs, except for assistance previously authorized at 100%.

In addition to the cost share adjustment for Hurricane Ida, the President also  authorized an extension of the period of 100% federal funding for debris removal and emergency protective measures, including direct federal assistance, from 30 to 45 days from the start of the incident period for Hurricane Laura.

amy.ashbridge Mon, 09/27/2021 - 21:29
Categories: DHS News

FEMA to Open Document Drop-off Center in Haywood County

DHS News and Updates - Mon, 09/27/2021 - 16:36
FEMA to Open Document Drop-off Center in Haywood County FEMA to Open Document Drop-off Center in Haywood County

ASHEVILLE, N.C. – FEMA will open a Document Drop-off Center in Haywood County Tuesday, Sept. 28 for survivors of Tropical Storm Fred to submit any required supporting documents for their disaster assistance application. Survivors may also register with FEMA at the sites.

The drop-off center in Haywood County will be located at:

  • East Fork Baptist Church, 13175 Cruso Rd, Canton, NC 28716 (Drive-thru and walk-up service)

Drop-off centers in Buncombe and Transylvania counties are also open. They are located at:

  • Buncombe County Interchange Bldg., 59 Woodfin Place, Asheville, NC 28801 (Drive-thru service only)
  • Transylvania Public Library, 212 S. Gaston St., Brevard, NC 28712 (Walk-up service only)

Hours for all three centers are 9 a.m. to 5 p.m. They will cease operation at 5 p.m. Sept. 30.

FEMA staff will be available at all sites to help with registration, scan documents, update applications or answer questions about disaster assistance. Following COVID-19 protocols, masks are required at these facilities.

Survivors who have been asked by FEMA to provide additional documents should read their FEMA letter carefully and make sure they have everything they need when they arrive at the drop-off center. Applicants do not have to visit a center to submit documents to FEMA. They can mail, fax or submit them online. Information on these options can be found in their FEMA letter. 

Documents also may be submitted in any of the following ways:

  • Mail: FEMA Individuals and Households Program, National Processing Service Center, P.O. Box 10055, Hyattsville MD 20782-7055. 
  • Fax: 800-827-8112. Attention: FEMA.
  • Submit via a FEMA online account. To set up an online account, visit DisasterAssistance.gov, click on “Apply Online” and follow the directions.

Survivors can apply for disaster assistance at DisasterAssistance.gov, by calling 800-621-3362, or by using the FEMA mobile app. If you use a relay service, such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service. Lines are open from 7 a.m. to 11 p.m. local time, seven days a week.

The deadline for applications is Nov. 8, 2021.  

For more information about Tropical Storm Fred recovery in North Carolina, visit fema.gov/disaster/4617 and ncdps.gov/TSFred. Follow us on Twitter: @NCEmergency and @FEMARegion4.

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FEMA’s mission is helping people before, during, and after disasters. 

brianasummer.fenton Mon, 09/27/2021 - 20:36
Categories: DHS News

It’s Important to Submit an SBA Loan Application

DHS News and Updates - Mon, 09/27/2021 - 15:41
It’s Important to Submit an SBA Loan Application It’s Important to Submit an SBA Loan Application

ASHEVILLE, N.C. – Survivors of Tropical Storm Fred in Buncombe, Haywood, and Transylvania counties who apply for disaster assistance from FEMA may be referred to the U.S. Small Business Administration (SBA) with information on how to apply for a disaster loan. It’s important to submit the loan application as soon as possible.

If your application is approved, you are not obligated to accept an SBA loan but failure to return the application may disqualify you from other possible FEMA assistance.

SBA disaster loans are the largest source of federal disaster recovery funds for survivors. SBA offers long-term, low-interest disaster loans to businesses of all sizes, private nonprofit organizations, homeowners and renters.

SBA disaster loans cover losses not fully compensated by insurance or other resources. Survivors should not wait for an insurance settlement before submitting an SBA loan application. They may discover they were underinsured for the deductible, labor and materials required to repair or replace their home.

You may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at disasterloanassistance.sba.gov/ela/s/ or by visiting a Business Recovery Center. Paper applications may be requested by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 TTY) or by sending an email to disastercustomerservice@sba.gov. There is no cost to apply for an SBA disaster loan.

SBA is operating three Business Recovery Centers:

  • Haywood Community College Regional High-Tech Center, 112 Industrial Park Dr., Room 3021, Waynesville, N.C. 28786. Hours are Monday–Friday, 9 a.m.–6 p.m., closed Saturday and Sunday.
  • Asheville-Buncombe Technical Community College, 1465 Sand Hill Rd., Suite 1054, Candler, NC 28715. Hours are Monday – Friday, 9 a.m.–6 p.m., closed Saturday and Sunday.
  • Blue Ridge Community College, Brevard Campus, Applied Technologies Building, Office #216, 45 Oak Ridge Park Drive, Brevard, NC 28712. Hours are Monday – Friday 8 a.m. - 4:30 p.m., closed Saturday and Sunday. (Opens Sept. 28.)

Homeowners may be eligible for a disaster loan up to $200,000 for primary residence structural repairs or rebuilding. SBA may also be able to help homeowners and renters with up to $40,000 to replace important personal property, including automobiles damaged or destroyed in the disaster.

SBA makes physical disaster loans of up to $2 million to qualified businesses or private nonprofit organizations. These loan proceeds may be used for the repair or replacement of real property, machinery, equipment, fixtures, inventory or leasehold improvements. The filing deadline to return applications for physical property damage is Nov. 8, 2021.

Economic Injury Disaster Loans are available to small businesses and most nonprofit organizations in Buncombe, Haywood and Transylvania counties and in the following adjacent counties: Henderson, Jackson, Madison, McDowell, Rutherford, Swain and Yancey in North Carolina; Greenville, Oconee and Pickens in South Carolina and Cocke and Sevier in Tennessee. The deadline to file economic injury applications is June 8, 2022.

For an American Sign Language video, go online to Reasons to Apply for an SBA Loan.

For more information about Tropical Storm Fred recovery in North Carolina, visit fema.gov/disaster/4617 and ncdps.gov/TSFred. Follow us on Twitter: @NCEmergency and @FEMARegion4.

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FEMA’s mission is helping people before, during, and after disasters. 

brianasummer.fenton Mon, 09/27/2021 - 19:41
Categories: DHS News

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